Compare Bank & Credit Union Rates
Best savings rates in Topeka, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Topeka, KS
- 0.50%APY$50 a year on $10,000
Requirements
Product: Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if minimum daily balance requirement of $200 is not met.
Offer: Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if daily balance falls below $200.
0.50% interest rate · $2.50 monthly fee · Effective Aug 19, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500.
Offer: Tier $0 - $2,499.99 earns 0.00% APY. $5 balance requirement fee if daily balance is below $2,500.
0.00% interest rate · $5 monthly fee · Effective Aug 19, 2026
Rate by balance
Rate by balance for Advantage Plus Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountAPY shown as 0.00% - 0.45%. 0.45% $25,000 – $250,000APY shown as 0.45% - 0.48%. 0.48% Over $250,000APY shown as 0.48% - 0.55%. 0.55% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Available for personal and business/organization. $2.00 monthly fee if ending daily balance falls below $100 any day of the month (waived for minors up to their 18th birthday). $10 service charge if closed within 30 days of opening. First 12 withdrawals per calendar month via teller, phone, ACH, or ATM are free ($1.00 fee per excess withdrawal unless minimum daily balance is $1,000 or more); unlimited free transactions via DSBconnect or Telebanking.
Offer: Interest calculated using daily balance method and compounded/credited quarterly. $2.00 monthly maintenance fee waived if ending daily balance remains $100 or higher each day of the month (or for minors up to age 18).
0.40% interest rate · $2 monthly fee
Rate checked
More details - Denison State BankMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.40%–1.25% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Daily balance calculation method. Fee of $7.50 imposed every statement cycle if ending daily balance falls below $1,000 any day of cycle. Unlimited deposits/credits/transfers in, but deposited items in excess of 10 monthly are $0.10 each. Withdrawals limited to 6 per month with $5.00 fee per excess withdrawal. Coded as checking/DDA checking on bank records. $10 service charge if closed within 30 days of opening.
Offer: Balances up to $2,499.99. Fee of $7.50 imposed every statement cycle if ending daily balance falls below $1,000 any day of cycle.
0.40% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.25% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Balance less than $50,000.00
0.35% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $50,000Your amount 0.35% $100,000 and up 0.45% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Balance less than $100,000.00
0.35% interest rate · Balance cap $100,000 · Effective Oct 13, 2026
Rate checked
More details - Communication Federal Credit UnionMoney MaxSavings · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $5 deposit is required to establish membership and open the account. Balances of $100 or more earn dividends. Dividends are paid monthly.
Offer: Keep $100 deposited to start earning dividends. Rate may change after the account is opened.
0.30% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Communication Federal Credit UnionMoney MaxMoney Max · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - Equity BankRewards Money MarketRewards Money Market · $1,000 min · 0.30%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.50% Rate checked
More details - Equity BankPerks Plus Money MarketPerks Plus Money Market · $1,000 min · 0.30%–2.25% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Perks Plus Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Perks Plus Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Balance less than $30,000.00
0.25% interest rate · Balance cap $30,000 · Effective Oct 13, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Topeka, KS
54 accounts at 18 banks and credit unions · checked Oct 15–17
- Typical
- 0.30%
- Top 10% from
- 1.70%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Topeka, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Bank of the Flint HillsBank · 2 branches
- Capitol FederalBank · 10 branches