Bank · FDIC insured
Kaw Valley Bank Savings Rates
Kaw Valley Bank’s best savings rate is 0.60% APY on $10,000, with its Advantage Plus Money Market. Rates checked October 16, 2026.
How Kaw Valley Bank’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where Kaw Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Kaw Valley Bank
0.60%APY
- Earns on $10,000 a year
- $60
Advantage Plus Money Market
Top rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Earns on $10,000 a year
- $371
Kaw Valley Bank savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.69%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kaw Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Plus Money Market
0.60%APY
Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. | 0.00% | — | Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. |
| $2,500 – $25,000Stated APY range is 0.00% - 0.60%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. | 0.60% | $60 | Stated APY range is 0.00% - 0.60%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. |
| $25,000 – $250,000Stated APY range is 0.60% - 0.69%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. | 0.69% | — | Stated APY range is 0.60% - 0.69%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. |
| Over $250,000Stated APY range is 0.69% - 0.85%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. | 0.85% | — | Stated APY range is 0.69% - 0.85%. Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest. |
Sources (1)
- kawvalleybank.com/personal/personal-savings · captured Sep 18, 2026
Advantage Money Market
0.55%APY
Interest rate subject to change daily, Fees may reduce earnings Must maintain a minimum average daily balance of $1,000.00 to earn interest
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.55% | $55 |
Sources (1)
- kawvalleybank.com/personal/personal-savings · captured Sep 18, 2026
Advantage Plus Savings
0.45%APY
Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier $0 - $2,499.99 earns 0.00% APY. $5 balance requirement fee if daily balance is below $2,500. | 0.00% | — | Tier $0 - $2,499.99 earns 0.00% APY. $5 balance requirement fee if daily balance is below $2,500. |
| $2,500 – $25,000Tier $2,500.00 - $25,000.00. APY shown as 0.00% - 0.45%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. | 0.45% | $45 | Tier $2,500.00 - $25,000.00. APY shown as 0.00% - 0.45%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. |
| $25,000 – $250,000Tier $25,000.01 - $250,000.00. APY shown as 0.45% - 0.48%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. | 0.48% | — | Tier $25,000.01 - $250,000.00. APY shown as 0.45% - 0.48%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. |
| Over $250,000Tier $250,000.01 and above. APY shown as 0.48% - 0.55%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. | 0.55% | — | Tier $250,000.01 and above. APY shown as 0.48% - 0.55%. Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500. |
Sources (1)
- kawvalleybank.com/personal/personal-savings · captured Sep 18, 2026
Advantage Savings
0.50%APY
Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if minimum daily balance requirement of $200 is not met.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMust maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if daily balance falls below $200.$200 and up | 0.50% | $50 | Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if daily balance falls below $200. |
Sources (1)
- kawvalleybank.com/personal/personal-savings · captured Sep 18, 2026
Special-purpose accounts
Teen Savings
0.60%APY
Designed for Ages 13 - 17 Years Old. Account must maintain a minimum average daily balance of $10 to earn interest. $1 balance requirement fee if daily balance is below $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upDesigned for Ages 13 - 17 Years Old. Must maintain a minimum average daily balance of $10.00 to earn interest. $1 balance requirement fee if daily balance is below $10.$10 and up | 0.60% | $60 | Designed for Ages 13 - 17 Years Old. Must maintain a minimum average daily balance of $10.00 to earn interest. $1 balance requirement fee if daily balance is below $10. |
Sources (1)
- kawvalleybank.com/personal/personal-savings · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.