Bank · FDIC insured
Denison State Bank
A $453.6M bank headquartered in Holton, KS, with 5 branches in Kansas. Best rates: savings 0.40% APY.
Denison State Bank Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#21 of 23 in Topeka, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Denison State Bank
Denison State Bank is located in Holton, Kansas.
- Headquarters
- 421 New York Ave, Holton, KS 66436
- FDIC certificate
- 15305 ↗
Branches
5 branches in Kansas
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Kansas
5 branches
- The Denison State BankMain office421 New York Ave, Holton, KS 66436Directions
- Holton Branch207 Arizona Ave, Holton, KS 66436Directions
- Hoyt Branch210 Hwy K-214, Hoyt, KS 66440Directions
- Meriden Branch3675 74th St, Meriden, KS 66512Directions
- Topeka Branch3640 Sw Fairlawn Rd, Topeka, KS 66614Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.08% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.00% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $82 | $81 | — |
- CapitalLeverage ratio17.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.08%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.00%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$82Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Denison State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.