Bank · FDIC insured
Equity Bank Savings Rates
Equity Bank’s best savings rate is 0.05% APY on $10,000, with its Chrome Money Market. Rates checked October 16, 2026.
How Equity Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Equity Bank has the most branches. $10,000, best rate first.
This bank’s best
Equity Bank
0.30%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
Rewards Money Market
Top rate
Truity Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Equity Bank savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0002.01%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Equity Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rewards Money Market
0.30%APY
Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. | 0.30% | $30 | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. |
| $25,000 – $100,000Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. | 0.75% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. |
| $100,000 and upVariable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. | 2.50% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking. |
Sources (2)
All captured Sep 24, 2026
Perks Plus Money Market
0.30%APY
Requires being a Perks Plus Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. | 0.30% | $30 | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. |
| $25,000 – $100,000Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. | 0.75% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. |
| $100,000 and upVariable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. | 2.25% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking. |
Sources (2)
All captured Sep 24, 2026
Chrome Money Market
0.05%APY
Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. | 0.05% | $5 | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. |
| $25,000 – $100,000Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. | 0.50% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. |
| $100,000 and upVariable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. | 2.01% | — | Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. |
Sources (2)
- equitybank.com/personal/cuenta…cado-monetario-de-chrome
- equitybank.com/personal/saving…y-market-accounts/chrome
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.