Nova Credit Union Savings & Money Market Rates

How Nova Credit Union’s savings rates compare

Compared with banks and credit unions near Charlotte, NC-SC, where Nova Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Nova Credit Union
1.51%APY
Requires
None
Minimum
$500
Earns on $10,000 a year
$151
Money Market Account
Top rate
American Pride Bank
5.00%APY
Requires
Monthly account activity
Minimum
$50
Earns on $10,000 a year
$500
American Pride Bank rates
2nd-highest rate
Skyla Credit Union
4.01%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$401
Skyla Credit Union rates

Compare savings rates near you →

88

Savings score

Higher than 85% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.51%
$10,000 balance$10,0001.51%
$100,000 balance$100,0002.02%
QualifiedQualified1.51%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Nova Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.51%APY$500 to open

Dividends compounded and credited monthly (calendar dividend period). Daily balance calculation method. Account transfer and withdrawal limitations apply; up to three withdrawals per month for free, additional withdrawals are $5 each.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$500 and up	1.51%	$151
$100,000 and up	2.02%	—

Sources (3)

All captured Oct 15, 2026

Share Savings Account

0.10%APY$5 to open

Validates membership in the Credit Union. Daily balance method used. Dividends compounded and credited quarterly (calendar).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $100,000	0.10%	$10
$100,000 and up	0.10%	—

Sources (2)

All captured Oct 22, 2026

Special-purpose accounts

IRA (Traditional, Roth, Educational)

0.30%APYIRA

Traditional, Roth, and Educational IRA deposit accounts. Daily balance method used. Dividends compounded and credited quarterly (calendar).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $5,000	0.10%	—
$5,000 – $50,000	0.30%	$30
$50,000 – $100,000	0.50%	—
$100,000 and up	0.60%	—

Sources (1)

assets.novacu.com/img/www/rate…t%20Rates_1791284161.pdf · captured Oct 22, 2026

Savings Club Account

0.10%APYClub

Must first open a Share Savings Account. No monthly service charge. Withdrawals prohibited unless account is closed. $25 fee if closed early and dividends lost. Five variants offered: Tax Time Club (payout April 1), Vacation Club (payout June 1), Back to School Club (payout August 1), Escrow Club (payout September 1), Holiday/Christmas Club (payout November 1). Daily balance method used. Dividends compounded and credited quarterly (calendar).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upRequires $5 minimum balance.$5 and up	0.10%	$10	Requires $5 minimum balance.