Bank · FDIC insured
First Heritage Bank Savings Rates
First Heritage Bank’s best savings rate is 1.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How First Heritage Bank’s savings rates compare
Compared with banks and credit unions in Kansas, where First Heritage Bank has the most branches. $10,000, best rate first.
This bank’s best
First Heritage Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.00%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Qualifications met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases post and settle; enrolled in and agreed to receive e-statements). | 1.00% | $100 | Qualifications met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases post and settle; enrolled in and agreed to receive e-statements). |
| Any balanceApplies to entire daily balance when qualifications are not met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account. | 0.05% | $5 | Applies to entire daily balance when qualifications are not met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account. |
| $20,000 and upApplies to the portion of daily balance over $20,000.00 when qualifications are met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account, resulting in a range from 1.00% to 0.38% APY depending on the daily balance. | 0.25% | — | Applies to the portion of daily balance over $20,000.00 when qualifications are met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account, resulting in a range from 1.00% to 0.38% APY depending on the daily balance. |
Sources (1)
- onlinebanking.1hbank.com/Pages/Kasasa-Accounts.html · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.