Compare Bank & Credit Union Rates
Best savings rates in Lawrence, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lawrence, KS
- Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - Truity Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 0.75%–1.10% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
Offer: $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly.
0.74% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $49,999Your amount 0.75% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 – $499,999 1.00% $500,000 and up 1.10% Rate checked
More details - Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Truity Credit UnionPerformance PlusPerformance Plus · $1,000 min · 0.65%–1.00% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
Offer: $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Silver Lake BankSterling Money Market Advantage AccountSterling Money Market Advantage Account · $1,000 min · 0.60%–1.00% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: $1,000 will open the account. No monthly service charge if ALB is $2,000 or more; otherwise a $5 monthly charge applies. Subject to regulatory withdrawal limitations; no fee for ATM and in-person transactions, other withdrawals over 6 per month are $2 each. eStatement is free; paper statements are $3 per statement period. Free Sterling checks.
Offer: No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies.
0.60% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Money Market Advantage Account Balance APY Up to $24,999Your amount 0.60% $25,000 – $49,999 0.70% $50,000 – $99,999 0.80% $100,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 applies if the daily balance on any day of the quarter falls below $25.00 (quarterly service charge is $0 if balance remains above $25 all days of cycle). Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance of $100 required to earn APY. $5 quarterly fee if balance falls below $25 on any day of the quarter.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - Mainstreet Credit UnionMoney Market AdvantageMoney Market Advantage · $1,000 min · 0.30%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded and credited monthly. Requires a minimum opening deposit of $1,000; subject to a $10 monthly fee if balance falls below the minimum requirement. Membership Share Account with $5 minimum balance required.
Offer: Monthly fee of $10 applies if balance falls below $1,000.
0.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Advantage Balance APY $1,000 – $2,499 0.30% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mainstreet Credit UnionMoney Market 3 AdvantageMoney Market 3 Advantage · $1,000 min · 0.40%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure. Credited and compounded monthly. Membership Share Account with $5 minimum balance required.
0.40% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market 3 Advantage Balance APY $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mid American Credit UnionPayroll Plus Savings AccountSavings · $100 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Designed for members who work at a Mid American payroll group or who receive Social Security via direct deposit. Restricted access account with one free withdrawal monthly. Non-payroll deduction deposits up to $500 allowed during first 90 days. ATM access is not available and cannot be used for Overdraft Protection. $100 minimum balance required for dividends.
Offer: Quarterly dividend rates declared by Board of Directors for quarter ending September 2026; dividend for next quarter will be declared in December 2026. $100 minimum balance is required for dividends. Variable rate.
Rate by balance
Rate by balance for Payroll Plus Savings Account Balance APY $100 – $500 0.15% $500 and upYour amount$100 minimum balance required for dividends; 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $1 minimum balance fee if balance falls below $10. Excess Transaction Fee: $5 fee for each additional debit beyond the third.
Offer: Balance tier to earn APY: $10+
0.25% interest rate · Effective Sep 10, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $50 minimum opening deposit. Monthly service charge is $3 (assessed as $9 quarterly) if Average Ledger Balance (ALB) falls below $200; fee is waived ($0) if an ALB of $200 or more is maintained. Up to 3 free withdrawals per month ($1 for each additional withdrawal). Accounts for children under 18 can be opened with any amount and will not receive the monthly service charge. eStatements are free; paper statements are $3 per statement period.
Offer: Interest is compounded and credited quarterly on month end statement dates in February, May, August, and November. $3 monthly service charge waived if an ALB of $200 or more is maintained.
0.20% interest rate · $3 monthly fee · Effective Oct 14, 2026
Rate checked
More details - Mid American Credit UnionPremiere Money MarketPremiere Money Market · $1,000 min · 0.20%–3.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available to members with a checking account or to members who deposit a minimum of $25,000 in new money. Minimum balance to open is $1,000 for members with a checking account or $25,000 in new money. $10 monthly fee for balance less than $1,000. Dividends are calculated and paid monthly.
Offer: Available to members with a checking account (minimum opening deposit $1,000) or members who deposit a minimum of $25,000 in new money. $10 monthly fee for balance less than $1,000. Variable rate.
Qualified rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY Up to $49,999Your amount 0.20% $50,000 – $199,999 2.00% $200,000 and up 3.00% Rate checked
More details - Midwest Regional Credit UnionShare/Savings AccountSavings · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.00% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $499 0.00% $500 – $9,999 0.10% $10,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lawrence, KS
56 accounts at 19 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.14%
- Banks, typical
- 0.23%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Lawrence, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid-America BankBank · 3 branches
- Capitol FederalBank · 3 branches
- UMB BankBank · 1 branch