Bank · FDIC insured
Silver Lake Bank Savings Rates
Silver Lake Bank’s best savings rate is 0.60% APY on $10,000, with its Sterling Money Market Advantage Account. Rates checked October 16, 2026.
How Silver Lake Bank’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where Silver Lake Bank has the most branches. $10,000, best rate first.
This bank’s best
Silver Lake Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Kasasa Saver
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Silver Lake Bank savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Silver Lake Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Sterling Money Market Advantage Account
0.60%APY
$1,000 will open the account. No monthly service charge if ALB is $2,000 or more; otherwise a $5 monthly charge applies. Subject to regulatory withdrawal limitations; no fee for ATM and in-person transactions, other withdrawals over 6 per month are $2 each. eStatement is free; paper statements are $3 per statement period. Free Sterling checks.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. | 0.60% | $60 | No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. |
| $25,000 – $49,999No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. | 0.70% | — | No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. |
| $50,000 – $99,999No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. | 0.80% | — | No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. |
| $100,000 and upNo monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. | 1.00% | — | No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies. |
Sources (2)
All captured Oct 16, 2026
Kasasa Saver
0.00%APY on $10,000
Must be linked to a Kasasa Cash - Multi Level or Kasasa Cash Back checking account. Rewards and cash back earned in checking auto-transfer into Kasasa Saver. $100 minimum deposit to open. No monthly maintenance fees.
| Part of the balance | Rate on that part |
|---|---|
| $50,001 and up | 1.00% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
0.20%APY
Health Savings Accounts are used to pay health care costs of participants enrolled in a high-deductible health plan. Low one-time $15 set-up fee for your first HSA assessed at opening. Monthly service charge is $5, waived ($0) when monthly ALB is $2,500 or greater. Free eStatements; paper statements are $3 per statement period.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 0.20% | $20 |
| $25,000 and up | 0.25% | — |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.20%APY
$50 minimum opening deposit. Monthly service charge is $3 (assessed as $9 quarterly) if Average Ledger Balance (ALB) falls below $200; fee is waived ($0) if an ALB of $200 or more is maintained. Up to 3 free withdrawals per month ($1 for each additional withdrawal). Accounts for children under 18 can be opened with any amount and will not receive the monthly service charge. eStatements are free; paper statements are $3 per statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is compounded and credited quarterly on month end statement dates in February, May, August, and November. $3 monthly service charge waived if an ALB of $200 or more is maintained.Any balance | 0.20% | $20 | Interest is compounded and credited quarterly on month end statement dates in February, May, August, and November. $3 monthly service charge waived if an ALB of $200 or more is maintained. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.