Compare Bank & Credit Union Rates
Best savings rates in Kansas City, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kansas City, KS
- CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details - First Federal Bank of Kansas CityFirst Savings PlusSavings · $50 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available exclusively to First Federal Bank checking accountholders. A $50 minimum daily balance is required to avoid $3.00 monthly maintenance service charge.
Offer: A $50 minimum daily balance is required to avoid $3.00 monthly maintenance service charge.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for First Savings Plus Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - Midwest Regional Credit UnionShare/Savings AccountSavings · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.00% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $499 0.00% $500 – $9,999 0.10% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance service charge of $5 per quarter waived with a $100 daily balance; waived along with excess withdrawal fees for primary account owners age 23 & under. Primary account owner age 17 and under requires adult (18+) joint owner. Enrollment in Online Banking required (age 13+). Free ATM card eligibility age 14+.
Offer: Interest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter.
0.20% interest rate
Rate checked
More details - First Federal Bank of Kansas CityStatement SavingsSavings · $200 min · 0.10%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No maintenance service charge if your daily account balance stays above $200.
Offer: No maintenance service charge if your daily account balance stays above $200.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - Mainstreet Credit UnionEmergency SavingsSavings · $0 min · 0.15%–8.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: No minimum opening deposit and no minimum balance required. To qualify for dividends, must have an active Spend account and at least one recurring internal transfer from the Spend account to the Emergency Savings account that posts and settles within the calendar month. Limit one promotional APY per member.
Offer: Limited-time promotional APY earned on average daily balances up to $1,000 from October 1, 2026 to January 4, 2027 for accounts meeting monthly qualifications (active Spend account and at least 1 recurring transfer from Spend account that posts and settles in calendar month). After promotion, APY reverts to the standard APY. Limit one promotional APY per member.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $1,000 8.25% Over $1,000Your amountRequires an active Spend account and a recurring internal transfer from Spend to Emergency Savings. Credited and compounded quarterly. 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5 deposit/balance to establish and maintain membership. Dividends are credited and compounded quarterly.
Offer: Dividends are credited and compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a minimum opening deposit of $100. No minimum balance required. Dividends credited and compounded quarterly.
Offer: Requires a minimum opening deposit of $100. Dividends credited and compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate checked
More details - First Federal Bank of Kansas CityMoney MarketMoney Market · $1,000 min · 0.10%–3.45% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires a $1,000 deposit to open. A $1,000 minimum daily balance is required to avoid maintenance service charge.
Offer: A $1,000 minimum balance is required to avoid maintenance service charge.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $100,000 0.50% $100,000 – $250,000 1.00% $250,000 – $500,000 2.02% $500,000 and up 3.45% Rate checked
More details - First Federal Bank of Kansas CityGROW Savings AccountSavings · $25 min · 0.10%–5.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Requires an active consumer checking account. Rate and APY may change after account is opened. Limited to one GROW Savings Account per tax reporting account owner.
Offer: Account balances with $0 to $2499.99 will earn an interest rate of 4.89% and an APY of 5.00%. Requires an active consumer checking account.
Qualified rate · 4.89% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for GROW Savings Account Balance APY Up to $2,500 5.00% $2,500 and upYour amount 0.10%* Rate checked
More details - Argentine Federal SavingsMoney Market Passbook SavingsMoney Market Passbook Savings · $0 min · 0.10%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $7.50 monthly service fee applies for account balance of less than $50.00; fee waived with a minimum balance of $50.00. Maximum deposit $1,000,000.00.
Offer: Monthly service fee waived with a minimum balance of $50.00.
0.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Passbook Savings Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.35% $100,000 – $200,000 0.45% $200,000 – $1,000,000 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $7.50 monthly service fee applies if account balance is less than $50.00. No monthly service fees with minimum balance of $50.00. ATM Card optional (withdraw no more than $500.00 per day).
Offer: $7.50 monthly service fee applies for account balance of less than $50.00. Fee waived with minimum balance of $50.00. Interest credited monthly.
0.10% interest rate · $7.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, KS
54 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches