Bank · FDIC insured
Liberty Bank
A $1.1B bank headquartered in New Orleans, LA, with 14 branches in 8 states. Best rates: savings 0.15% APY.
Liberty Bank Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#23 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Liberty Bank
Chartered in New Orleans, Louisiana, in 1972, Liberty Bank and Trust Company is an African American owned financial institution.
Operating branches across 11 states, the bank focuses on service, integrity, and community and business development.
- Headquarters
- 6600 Plaza Dr, New Orleans, LA 70127
- FDIC certificate
- 20856 ↗
Branches
14 branches in 8 states
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Louisiana
6 branches
New Orleans area · 4
- 2714 Canal Street Branch2714 Canal St, New Orleans, LA 70119Directions
- De Gaulle Branch3535 General Degaulle Dr, New Orleans, LA 70114Directions
- Gentilly Branch3002 Gentilly Blvd, New Orleans, LA 70122Directions
- New Orleans East Branch7200 Crowder Blvd, New Orleans, LA 70127Directions
Baton Rouge area · 2
- 7990 Scenic Highway Branch7990 Scenic Hwy, Baton Rouge, LA 70807Directions
- Perkins Road Branch4707 Perkins Rd, Baton Rouge, LA 70808Directions
Alabama
2 branches
Montgomery area · 1
- Carmichael Road Branch4141 Carmichael Rd, Montgomery, AL 36106Directions
Auburn area · 1
- Tuskegee Branch301 N Elm St, Tuskegee, AL 36083Directions
Illinois
1 branch
- Roosevelt Road Branch7610 Roosevelt Rd, Forest Park, IL 60130Directions
Kansas
1 branch
- State Avenue Branch4850 State Ave, Kansas City, KS 66102Directions
Michigan
1 branch
- 9108 Woodward Avenue Branch9108 Woodward Ave, Detroit, MI 48202Directions
Missouri
1 branch
- Troost Avenue Office Branch4701 Troost Ave, Kansas City, MO 64110Directions
Mississippi
1 branch
- Five Points Branch2325 Livingston Rd, Jackson, MS 39213Directions
Tennessee
1 branch
- Tri-State Memphis Branch4606 Elvis Presley Blvd, Memphis, TN 38116Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.35% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.89% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.92% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $65 | $88 | — |
- CapitalLeverage ratio11.35%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.89%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.92%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$65Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Liberty Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.