Bank · FDIC insured
First Federal Bank of Kansas City
A $992.6M bank headquartered in Lee's Summit, MO, with 9 branches in 2 states. Best rates: CDs 4.15% and savings 0.15% APY.
First Federal Bank of Kansas City Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#49 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Bank of Kansas City
Founded in 1934, First Federal Bank of Kansas City is a mutual bank and an affiliate of COSPERITY.
Headquartered in Kansas City, Missouri, the bank operates 9 branches throughout the Kansas City area.
- Headquarters
- 1255 Se Oldham Pkwy, Lee's Summit, MO 64081
- FDIC certificate
- 29047 ↗
Branches
9 branches in 2 states
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Missouri
6 branches
- First Federal Bank of Kansas CityMain office1255 Se Oldham Pkwy, Lee's Summit, MO 64081Directions
- 3500 South Noland Road Branch3500 S Noland Rd, Independence, MO 64055Directions
- 4227 Blue Ridge Blvd Branch4227 Blue Ridge Blvd, Kansas City, MO 64133Directions
- 8308 N.W. Prairie View Rd Branch8308 N.W. Prairie Road, Kansas City, MO 64151Directions
- 1200 Armour Rd Branch1200 Armour Rd, North Kansas City, MO 64116Directions
- 9330 East Gregory Blvd Branch9330 E Gregory Blvd, Raytown, MO 64133Directions
Kansas
3 branches
- Minnesota Ave Br711 Minnesota Ave, Kansas City, KS 66101Directions
- 8629 Metcalf Branch8629 Metcalf Ave, Overland Park, KS 66212Directions
- 8000 State Line Branch8000 State Line Rd, Prairie Village, KS 66208Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.45% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $111 | $81 | — |
- CapitalLeverage ratio11.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.45%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$111Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Bank of Kansas City are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.