Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Iowa
- 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum daily balance requirement. Monthly maintenance fee increased by $3.00 if paper statements are received (waived with electronic statements). Transfers/debits limited to 6 per month ($0.50 per debit over 6). Debit Card available.
Offer: Variable interest rate. Minimum balance to open on deposit rate sheet indicates $500 across deposit accounts; product overview lists Minimum to Open N/A. Monthly maintenance fee is $0 with electronic statements ($3.00 for paper statements).
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly interest. No minimum balance requirement. No service charge. Easily accessible for quick withdrawals.
Offer: Interest rates subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rates may change after account is open. Fees could reduce earnings. APY is based on monthly compounding. ChexSystems reports may be pulled for new customers.
0.00% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Employee Advantage Balance APY Up to $999 0.00% $1,000 and upYour amount 0.10% Rate checked
More details - Corda Credit UnionEmergency SavingsSavings · $0 min · 0.10%–6.00% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Available to members 18 and up. Membership Savings account required.
Offer: Rate based on average daily balance. Balances up to $2,500 earn 6.00% APY.
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $2,500 6.00% Over $2,500Your amount 0.10% Rate checked
More details - Corda Credit UnionMembership SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining $5 to establish and maintain membership in Corda Credit Union. Required to obtain Corda Credit Union products.
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $100 0.00% Over $100Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $2 is eliminated when you carry a daily balance of $100 or more. Paper statements optional for $3 per month.
Offer: Monthly fee of $2 eliminated with daily balance of $100 or more.
0.10% interest rate · $2 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Great Rate Savings Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Becoming a member-owner requires opening a Primary Shares Savings Account with as little as $5. Dividends are compounded quarterly. Withdrawal of earnings could reduce APY.
Offer: Minimum balance to earn dividend is $100. Dividends compounded quarterly.
0.10% interest rate · Compounded quarterly · Effective Jun 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $2.00 paper statement fee each month by enrolling in eStatements. 6 free withdrawals per month; $1 fee for withdrawals in excess thereafter.
Offer: Compounded quarterly and paid quarterly.
0.10% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - Clinton National BankCNB Money MarketCNB Money Market · $0 min · 0.00%–0.15% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: For customers who have the ability to keep larger account balances. Better interest rate due to higher balance.
0.00% interest rate
Rate by balance
Rate by balance for CNB Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 0.01% $10,000 – $24,999Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must be linked to free Kasasa Cash or Kasasa Cash Back checking account. Rewards and ATM refunds automatically transferred to Kasasa Saver.
Offer: Applies to all balances if monthly qualifications are not met on linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or monthly service fees. Free withdrawals with no withdrawal limitations or fees. Minimum deposit of $5.00 required when opened online.
Offer: Minimum balance to earn stated APY is $0.01. Minimum deposit of $5.00 to open online.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. Dividends are paid from current income and available earnings after required transfers to reserves. Dividends begin to accrue on non-cash deposits on the business day deposited.
Offer: Dividends accrue on non-cash deposits on the business day deposited. APY assumes principal and interest remain on deposit for full term. Membership required.
0.10% interest rate
Rate checked
More details - FreedomBankFreedomBank Money MarketFreedomBank Money Market · $5,000 min · 0.05%–0.40% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 monthly service charge for average current balance less than $5,000. $10 per debit item fee over 6 debits.
Offer: $5 monthly service charge for average current balance less than $5,000.
$5 monthly fee
Rate by balance
Rate by balance for FreedomBank Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000$5 monthly service charge waived when average current balance is $5,000 or more. 0.15% $100,000 – $250,000$5 monthly service charge waived when average current balance is $5,000 or more. 0.25% $250,000 and up$5 monthly service charge waived when average current balance is $5,000 or more. 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge for customers under age 26. First 6 debits are free. Interest paid monthly or quarterly.
Offer: First 6 debits are free. No service charge for customers under age 26.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch