Bank · FDIC insured
Iowa State Bank Savings Rates
Iowa State Bank’s best savings rate is 1.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Iowa State Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Iowa State Bank has the most branches. $10,000, best rate first.
This bank’s best
Iowa State Bank
1.01%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $101
Kasasa Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.50%APY
Must be linked to free Kasasa Cash or Kasasa Cash Back checking account. Rewards and ATM refunds automatically transferred to Kasasa Saver.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000When monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back account. | 1.50% | $150 | When monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back account. |
| Any balanceApplies to all balances if monthly qualifications are not met on linked Kasasa Cash or Kasasa Cash Back account. | 0.10% | $10 | Applies to all balances if monthly qualifications are not met on linked Kasasa Cash or Kasasa Cash Back account. |
| $10,000 and upPortion of balance over $10,000 earns 1.00% interest rate (resulting in 1.05% - 1.50% APY depending on balance) when monthly qualifications are met. | 1.01% | $101 | Portion of balance over $10,000 earns 1.00% interest rate (resulting in 1.05% - 1.50% APY depending on balance) when monthly qualifications are met. |
Sources (2)
All captured Sep 24, 2026
Opening an account
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