Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results in Iowa
- 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid a $5.00 monthly service charge by maintaining a $50 average daily balance. Paper statements are $2.50 quarterly; eStatements are free.
Offer: $5.00 monthly service charge waived by maintaining a $50 average daily balance. Paper statements are $2.50 quarterly; eStatements are free.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 average daily balance required to avoid $5.00 monthly service charge; $1.50 non-CRBT ATM transaction fee; free eStatements; unlimited withdrawals.
Offer: $5.00 monthly service charge if average daily balance falls below $100.
$5 monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10,000.00 minimum balance required to avoid $10.00 monthly service charge and to earn APY; $1.50 non-CRBT ATM transaction fee; free eStatements.
Offer: $10.00 monthly service charge if below $10,000.00 minimum balance.
$10 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 and up 0.21% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed for building funds for a specific future use; no minimum balance required; one withdrawal per year; free eStatements.
Offer: One withdrawal per year.
Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. $15 fee if closed within 60 days of opening. Receipt of electronic statements is required.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are not met.
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Features no monthly service charge. Pays dividends on the average daily balance if the account has a balance of $100 or more. Members may establish secondary savings accounts.
Offer: Listed as Basic Share Account on rates schedule. Minimum average daily balance to earn dividends is $100.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. No recurring monthly maintenance charges or fees to open or close.
Offer: Applies to entire daily balance when linked checking account qualifications are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 24, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Legacy Checking or Legacy Rewards Checking. No monthly maintenance fees.
Offer: Base rate earned if qualifications are not met in linked Legacy Checking or Legacy Rewards Checking.
Qualified rate · No monthly fee
Rate checked
More details - Community Choice Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% $10,000 – $100,000Stated APY range is .05% – .14% with a 0.15% dividend rate. 0.15%* Over $100,000Stated APY range is .14% – .15% with a 0.15% dividend rate. 0.15%* Rate checked
More details - Community Choice Credit UnionSecond Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 11 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Second Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% Over $10,000Stated APY range is .05% – .15% with a 0.15% interest rate. 0.15%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends calculated using Average Daily Balance, dividend credit and compounds monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $25.00 account minimum is a member's ownership share. No monthly or annual service fees as long as account is active (inactive over a year may incur inactive account fee). Dividends calculated using Average Daily Balance, dividend credit and compounds monthly.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No service charges, no minimum balance required, unlimited transactions.
Offer: Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No service charges, no minimum balance required, unlimited transactions.
Offer: Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rewards rates, must meet checking qualifications each monthly qualification cycle: at least 12 POS debit card purchases post and settle, at least 1 ACH automatic credit post and settle, maintain valid email address, and enroll in eStatements.
Offer: Base rate paid on entire balance when monthly qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch