Bank · FDIC insured
Kerndt Brothers Savings Bank Savings Rates
Kerndt Brothers Savings Bank’s best savings rate is 0.75% APY, with its Free Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Kerndt Brothers Savings Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Kerndt Brothers Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Kerndt Brothers Savings Bank
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $75
Free Kasasa Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 0.75%APY
Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. No recurring monthly maintenance charges or fees to open or close.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $35,000Applies to daily balances up to and including $35,000.00 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 1 ACH credit or payment, at least 12 debit card purchases, enrolled in and agree to receive e-Statements). | 0.75% | $75 | Applies to daily balances up to and including $35,000.00 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 1 ACH credit or payment, at least 12 debit card purchases, enrolled in and agree to receive e-Statements). |
| Any balanceApplies to entire daily balance when linked checking account qualifications are not met during the Monthly Qualification Cycle. | 0.05% | $5 | Applies to entire daily balance when linked checking account qualifications are not met during the Monthly Qualification Cycle. |
| $35,000 and upEarns 0.20% (0.1998%) interest rate on the portion of daily balance over $35,000.00 when linked account qualifications are met, resulting in a blended APY range from 0.75% to 0.34% depending on balance. | 0.20% | — | Earns 0.20% (0.1998%) interest rate on the portion of daily balance over $35,000.00 when linked account qualifications are met, resulting in a blended APY range from 0.75% to 0.34% depending on balance. |
Special-purpose accounts
Companion Savings Account
3.51%APY
Personal accounts only. Requires opening a Certificate of Deposit (CD) for $1,000 or more and a term of 6 months or longer, or funding a new Traditional or Roth IRA. Deposit value must be equal to or lesser than the CD or IRA deposit amount. No deposits allowed after the original open date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvoid the $3 monthly maintenance fee with an average daily balance of $50 or more per statement cycle. Rate may vary.Any balance | 3.51% | $351 | Avoid the $3 monthly maintenance fee with an average daily balance of $50 or more per statement cycle. Rate may vary. |
Sources (1)
- kerndtbrothers.com/personal/pe…ion-savings-account.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.