Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in Iowa
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
0.05% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.05% $15,000 – $25,000 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Base APY. Earn interest on the entire balance.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 0.05% $50,000 – $250,000 0.08% $250,000 – $500,000 0.10% $500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account to open and build savings automatically. Limit 1 account per social security number. No monthly maintenance fee.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are not met, all balances earn 0.05% APY.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credit and compound annually. Rates subject to change after account opening.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents ownership of the credit union and makes member eligible for all products and services. Dividends credited and compounded monthly. Can be used for overdraft protection. Free online banking, eStatements, and mobile deposit.
Offer: Dividends paid monthly on balance of $100 or greater. No monthly service fee.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account. Automatic transfers from checking rewards into Kasasa Saver. Requires eStatements and a deposit to open account.
Offer: Applies if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - North Iowa Community Credit UnionMembership Savings AccountSavings · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open to residents or workers in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright County, IA, or eligible family members. Initial $25 deposit ($5 for members under 16) is required to open and must remain in the account to maintain membership.
Offer: Rates subject to change after opening without prior notice. Minimum $25 to open ($5 for members under 16).
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired with a Greater Checking account. To qualify for higher dividend rates, the following requirements must post and settle prior to the last business day of the month: at least 20 debit card purchases totaling $100 (PIN or signature based), enrollment in e-statements, and either direct deposit of at least $100/month into Greater Checking or at least one payment made via Greater Iowa bill pay from Greater Checking.
Offer: Base/non-qualifying rate earned on total balance if Greater Checking requirements are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Account includes Visa Debit Card. Stated rate is paid on the entire account balance. Access to nationwide network of MoneyPass ATMs.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Up to 6 withdrawals per month ($2.00 per item fee for each withdrawal over the limit). Fixed rate on entire balance compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum daily balance of $50 to avoid $8 monthly service fee and obtain disclosed APY. Variable interest rate compounded and paid monthly.
Offer: Must maintain minimum daily balance of $50 to obtain disclosed APY and avoid $8 service fee. 8 withdrawals allowed per statement cycle ($12 fee per excess transaction).
0.05% interest rate · $8 monthly fee · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch