Bank · FDIC insured
Fidelity Bank & Trust
A $2.6B bank headquartered in Dubuque, IA, with 36 branches in 4 states. Best rates: CDs 4.10% and savings 0.10% APY.
Fidelity Bank & Trust Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#9 of 11 in Dubuque, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fidelity Bank & Trust
- Headquarters
- 4250 Asbury Rd, Dubuque, IA 52002
- FDIC certificate
- 14382 ↗
Branches
36 branches in 4 states
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Iowa
33 branches
Dubuque area · 8
- Fidelity Bank & TrustMain office4250 Asbury Rd, Dubuque, IA 52002Directions
- Cascade Branch1550 1st Ave E, Cascade, IA 52033Directions
- Cedar Cross Road Branch475 Cedar Cross Rd, Dubuque, IA 52003Directions
- Dyersville Branch208 2nd St Se, Dyersville, IA 52040Directions
- Epworth Branch102 Bierman Rd, Epworth, IA 52045Directions
- Luxemburg Branch105 E Main St, Luxemburg, IA 52056Directions
- Peosta Branch200 Peosta St, Peosta, IA 52068Directions
- Worthington Branch110 First Avenue West, Worthington, IA 52078Directions
Waterloo area · 3
- Dike Branch561 Main St, Dike, IA 50624Directions
- Janesville Branch204 Wildcat Way, Janesville, IA 50647Directions
- Waverly Branch1503 4th St Sw, Waverly, IA 50677Directions
Cedar Rapids area · 2
- Anamosa Branch107 S Garnavillo St, Anamosa, IA 52205Directions
- Monticello Branch424 E Oak St, Monticello, IA 52310Directions
Bancroft area · 1
- Bancroft Branch108 W Ramsey St, Bancroft, IA 50517Directions
Bellevue area · 1
- Bellevue Branch300 N 2nd St, Bellevue, IA 52031Directions
Calmar area · 1
- Calmar Branch102 W Main St, Calmar, IA 52132Directions
Charles City area · 1
- Charles City Branch610 Gilbert St, Charles City, IA 50616Directions
Clarence area · 1
- Clarence Branch309 Lombard St, Clarence, IA 52216Directions
Deep River area · 1
- Deep River Branch301 Main St, Deep River, IA 52222Directions
Gibson area · 1
- Gibson Branch106 S Marshall St, Gibson, IA 50104Directions
Guttenberg area · 1
- Guttenberg Branch507 S Highway 52, Guttenberg, IA 52052Directions
Hartwick area · 1
- Hartwick Branch207 Main St, Hartwick, IA 52232Directions
Maquoketa area · 1
- Maquoketa Branch18298 Highway 64, Maquoketa, IA 52060Directions
New Hampton area · 1
- New Hampton Branch25 N Chestnut Ave, New Hampton, IA 50659Directions
Oelwein area · 1
- Oelwein Branch201 S Frederick Ave, Oelwein, IA 50662Directions
Ossian area · 1
- Ossian Branch106 E Main St, Ossian, IA 52161Directions
Postville area · 1
- Postville Branch100 N Lawler St, Postville, IA 52162Directions
Rake area · 1
- Rake Branch102 N Main St, Rake, IA 50465Directions
Sigourney area · 1
- Sigourney Branch201 S Jefferson St, Sigourney, IA 52591Directions
Stanwood area · 1
- Stanwood Branch216 E Broadway St, Stanwood, IA 52337Directions
Tipton area · 1
- Tipton Branch509 Lynn St, Tipton, IA 52772Directions
West Branch area · 1
- West Branch Branch801 W Main St, West Branch, IA 52358Directions
Williamsburg area · 1
- Williamsburg Branch500 N Highland St, Williamsburg, IA 52361Directions
Illinois
1 branch
- East Dubuque Branch242 Wall St, East Dubuque, IL 61025Directions
Minnesota
1 branch
- Frost Branch205 Main St, Frost, MN 56033Directions
Wisconsin
1 branch
- Platteville Branch6 Insight Dr, Platteville, WI 53818Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.98% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.26% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio8.98%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.26%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fidelity Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.