Credit union · NCUA insured
North Iowa Community Credit Union Savings Rates
North Iowa Community Credit Union’s best savings rate is 1.00% APY on $10,000, with its Blue Chip Savings. Rates checked October 16, 2026.
How North Iowa Community Credit Union’s savings rates compare
Compared with banks and credit unions near Mason City, IA, where North Iowa Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
North Iowa Community Credit Union
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Blue Chip Savings
Top rate
CENT Credit Union
3.55%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $355
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
North Iowa Community Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Iowa Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Blue Chip Savings
1.00%APY
Must have an open share account to access other savings products.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum $1,000 balance. Rates subject to change after opening without prior notice.$1,000 and up | 1.00% | $100 | Minimum $1,000 balance. Rates subject to change after opening without prior notice. |
Sources (3)
All captured Oct 16, 2026
Passbook Savings
0.10%APY
Must have an open share account to access other savings products.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum $50 balance. Rates subject to change after opening without prior notice.$50 and up | 0.10% | $10 | Minimum $50 balance. Rates subject to change after opening without prior notice. |
Sources (3)
All captured Oct 16, 2026
Membership Savings Account
0.05%APY
Open to residents or workers in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright County, IA, or eligible family members. Initial $25 deposit ($5 for members under 16) is required to open and must remain in the account to maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRates subject to change after opening without prior notice. Minimum $25 to open ($5 for members under 16).$25 and up | 0.05% | $5 | Rates subject to change after opening without prior notice. Minimum $25 to open ($5 for members under 16). |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
High Interest Youth Savings Club Account
3.00%APY
For youth under age 16. Youth 12 and under require a parent, grandparent, or guardian as a joint member. Primary membership required with $25 minimum balance kept in primary savings. Funds automatically transferred to primary membership within 60 days of attaining age 16.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5 minimum balance to open account and earn dividends. Primary membership required with $25 minimum kept in that savings. Funds automatically transfer to primary membership within 60 days of turning 16.$5 and up | 3.00% | $300 | $5 minimum balance to open account and earn dividends. Primary membership required with $25 minimum kept in that savings. Funds automatically transfer to primary membership within 60 days of turning 16. |
Who can join North Iowa Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside in or work in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright Counties are eligible for membership.
Family and household
- Family members of members—including spouses, children, parents, brothers, sisters, grandparents, and grandchildren—are eligible to join.
Cost to join
- An initial $25 deposit is required to open a Membership Savings Account and maintain membership.
- Members under 16 require an initial $5 deposit to open an account.
Membership information collected October 4, 2026.