Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 571–585 results in Illinois
- 0.10%APY$10 a year on $10,000
Requirements
Offer: Rate may change after account is opened; Fees may reduce earnings. Compounding: Daily.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Multiple savings accounts can be set up within the same membership. Dividends are compounded daily and paid quarterly. Minimum balance requirements apply to average daily balance to earn stated dividends.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid quarterly.
Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Regular savings accounts require an initial deposit of $25 and represent ownership/share in Cornerstone Credit Union. Dividends are compounded daily and paid quarterly. Minimum balance requirements apply to average daily balance to earn stated dividends.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid quarterly.
Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Republic Bank of ChicagoRepublic Statement SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $3 monthly maintenance fee is imposed unless a minimum $25 daily balance is maintained to earn APY and avoid the fee.
Offer: Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY.
0.00% interest rate · $3 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Republic Statement Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - Republic Bank of ChicagoElements Basic SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Tier One: $0.00 – $24.99.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elements Basic Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rates may change at any time at the bank's discretion. Interest compounded and credited quarterly using the daily balance method. $5 quarterly service charge fee if average daily balance falls below $100; waived if average daily balance is at least $100, and for senior citizens (62 and older), individuals under age 22, or community organizations (with an exemption certificate). $1.00 debit charge fee applies for each debit transaction in excess of 13 during a quarter if the average daily balance is less than $100 (fee does not apply to senior citizens 62+ or individuals under 22). Unlimited deposits. Online account opening available.
Offer: $100 minimum to open. Rates may change after the account is open. Fees may reduce earnings.
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account that establishes membership; all members are required to open and maintain a Share Savings Account with a minimum balance of $25.
Offer: Minimum balance of $25 required to establish and maintain membership.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First National Bank of PanaSuper First AccountSavings · $100 min · 0.05%–0.30% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Daily balance applies.
Offer: Interest and APY may change after account opening. Daily balance applies. Service charge applies if balance falls below $750 monthly.
0.05% interest rate · Effective Aug 7, 2025
Rate by balance
Rate by balance for Super First Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Service charge applies if balance falls below $2500 monthly. 0.15% $50,000 and upService charge applies if balance falls below $2500 monthly. 0.30% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Target Saver links to a high interest checking account. No monthly maintenance fee.
Offer: Base APY if product requirements are not met.
Qualified rate · No monthly fee · Effective Aug 13, 2026
Rate checked
More details - BankChampaignPersonal Money MarketPersonal Money Market · $1,500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Daily balance requirement of $200 or more to earn interest. $10/month service charge if balance falls below $5,000. Checks and electronic debits are $2 each.
Offer: Daily balance requirement of $200 or more to earn interest; $10/month service charge if balance falls below $5,000; Checks and electronic debits are $2 each.
0.05% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - First Northern Credit UnionMoney Market YieldMoney Market Yield · $0 min · 0.10%–1.75% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors; dividends paid retroactively based on earnings. Listed APYs are for the period ending 2026-06-30. No monthly maintenance fee if minimum average daily balance is met ($25,000). Up to 6 withdrawals/transfers per month; no more than 3 of those by check, draft, or similar order. 0.25% APR rate discount on auto loans or Home Equity Loans with this account; some restrictions; does not include discounts on promotional rates.
Offer: APY for $0–$24,999.99. This balance is below the $25,000 ADB required to avoid the $15 monthly minimum-balance fee and to obtain the disclosed APY; $20 annual fee if average annual daily balance falls below the required minimum.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Yield Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000APY for $25,000–$49,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.40% $50,000 – $100,000APY for $50,000–$99,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.65% $100,000 and upAPY for $100,000 and above. $15 monthly fee if ADB falls below $25,000 during a statement cycle; $20 annual fee if average annual daily balance falls below the required minimum for the year. Must maintain minimum ADB to obtain disclosed APY. 1.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes 9 free withdrawals per quarter. A service charge may apply if balance falls below $50.00.
Offer: Minimum daily balance of $50.00 required to obtain APY. Interest rate and APY may change after account opening.
0.10% interest rate · Effective May 13, 2026
Rate checked
More details - IBEW Local 146 Credit UnionShare/SavingsSavings · $5 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance requirement of $5.00 establishes and maintains credit union membership. Dividend is calculated on the daily balance and pays quarterly at a rate determined by the Board of Directors.
Effective Jan 16, 2023
Rate by balance
Rate by balance for Share/Savings Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch