Credit union · NCUA insured
IBEW Local 146 Credit Union Savings Rates
IBEW Local 146 Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share/Savings. Rates checked October 16, 2026.
How IBEW Local 146 Credit Union’s savings rates compare
Compared with banks and credit unions near Decatur, IL, where IBEW Local 146 Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW Local 146 Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share/Savings
Top rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
2nd-highest rate
United Equity Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
IBEW Local 146 Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IBEW Local 146 Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Savings
0.10%APY
Minimum balance requirement of $5.00 establishes and maintains credit union membership. Dividend is calculated on the daily balance and pays quarterly at a rate determined by the Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.05% | — |
| $5,000 – $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
Special Share Account
0.10%APY
Deposit through payroll deduction for special expenses (taxes, vacation, wedding, etc.). Dividend rate is the same as regular share savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividend rate is the same as regular share savings account. | 0.05% | — | Dividend rate is the same as regular share savings account. |
| $5,000 – $10,000Dividend rate is the same as regular share savings account. | 0.05% | — | Dividend rate is the same as regular share savings account. |
| $10,000 and upDividend rate is the same as regular share savings account. | 0.10% | $10 | Dividend rate is the same as regular share savings account. |
Special-purpose accounts
Christmas Club Account
0.10%APY
Save through payroll deduction all year; checks are issued in November for the balances. Dividend rate is the same as regular share savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividend rate is the same as regular share savings. | 0.05% | — | Dividend rate is the same as regular share savings. |
| $5,000 – $10,000Dividend rate is the same as regular share savings. | 0.05% | — | Dividend rate is the same as regular share savings. |
| $10,000 and upDividend rate is the same as regular share savings. | 0.10% | $10 | Dividend rate is the same as regular share savings. |
Who can join IBEW Local 146 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the IBEW Local 146.
Family and household
- Membership is open to immediate family members of IBEW Local 146 members, limited to the spouse and children (by blood, marriage, or adoption).
Membership information collected October 5, 2026.