Bank · FDIC insured
BankORION Savings Rates
BankORION’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How BankORION’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where BankORION has the most branches. $10,000, best rate first.
This bank’s best
BankORION
0.15%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $15
Money Market
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
BankORION savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankORION ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
Variable-rate account; rates and APYs may change at any time after opening. Interest compounded and credited monthly using the daily balance method. $100 minimum deposit to open. Monthly service charge is $5 if average daily balance is below $100, $4 if at least $100 but less than $250, and waived if $250 or more. A debit charge fee of $5 applies per debit in excess of 6 during a statement cycle. Unlimited deposits. Online account opening available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Deposit tier 0 - $2,499. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.05% | — | Deposit tier 0 - $2,499. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
| $2,500 – $24,999Deposit tier $2,500 - $24,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.15% | $15 | Deposit tier $2,500 - $24,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
| $25,000 – $49,999Deposit tier $25,000 - $49,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.20% | — | Deposit tier $25,000 - $49,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
| $50,000 – $99,999Deposit tier $50,000 - $99,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.25% | — | Deposit tier $50,000 - $99,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
| $100,000 – $499,999Deposit tier $100,000 - $499,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.30% | — | Deposit tier $100,000 - $499,999. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
| $500,000 and upDeposit tier $500,000 +. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. | 0.35% | — | Deposit tier $500,000 +. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle. |
Statement Savings
0.10%APY
Variable rates may change at any time at the bank's discretion. Interest compounded and credited quarterly using the daily balance method. $5 quarterly service charge fee if average daily balance falls below $100; waived if average daily balance is at least $100, and for senior citizens (62 and older), individuals under age 22, or community organizations (with an exemption certificate). $1.00 debit charge fee applies for each debit transaction in excess of 13 during a quarter if the average daily balance is less than $100 (fee does not apply to senior citizens 62+ or individuals under 22). Unlimited deposits. Online account opening available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499$100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. | 0.05% | — | $100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. |
| $2,500 – $24,999$100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. | 0.10% | $10 | $100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. |
| $25,000 and up$100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. | 0.10% | — | $100 minimum to open. Rates may change after the account is open. Fees may reduce earnings. |
Sources (3)
- bankorion.com/about/disclaimer…vings-account-disclosure
- bankorion.com/personal/banking/deposit-rates
- bankorion.com/personal/banking/savings
All captured Oct 6, 2026
Special-purpose accounts
Health Savings Account
0.10%APY
Tax-exempt/custodial HSA for qualified medical expenses for you, spouse, or dependents. Eligibility: HDHP with minimum deductible $1,700 individual or $3,400 family; annual out-of-pocket cannot exceed $8,500 individual or $17,000 family; no other non-HDHP medical coverage; not enrolled in Medicare; cannot be claimed as a dependent. Simple interest. Rates may change after the account is open. No setup fee. Minimum $100 to avoid a service charge (charge amount not stated).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum to open. Simple interest. Rates may change after the account is open.Any balance | 0.10% | $10 | $100 minimum to open. Simple interest. Rates may change after the account is open. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.