Bank · FDIC insured
Spring Valley Bank Savings Rates
Spring Valley Bank’s best savings rate is 0.30% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Spring Valley Bank’s savings rates compare
Compared with banks and credit unions near Ottawa, IL, where Spring Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Spring Valley Bank
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Money Market Checking
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Grand Ridge National Bank
3.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $360
Spring Valley Bank savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Spring Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market Accounts
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 0.50% | $50 | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $250,000 – $500,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 1.00% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $500,000 – $750,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 1.87% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $750,000 and upRate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 2.27% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
Sources (1)
- svcb.com/Rates · captured Oct 16, 2026
High Yield Money Market Checking
0.30%APY
Tiered interest rates. Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 0.30% | $30 | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $25,000 – $100,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 0.50% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $100,000 – $250,000Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 1.00% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $250,000 and upRate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 1.16% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
Money Market Checking
0.30%APY
Tiered interest rates based on a daily balance. Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 0.00% | — | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
| $2,500 and upRate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. | 0.30% | $30 | Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly. |
Statement Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after account is opened; Fees may reduce earnings. Compounding: Daily.Any balance | 0.10% | $10 | Rate may change after account is opened; Fees may reduce earnings. Compounding: Daily. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.