Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Illinois
- 0.30%APY$30 a year on $10,000
Requirements
Offer: Minimum deposit of $100 required at opening ($30 for minor/non-profit organizations). Minimum balance to earn APY is $30.
0.30% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - The Family Credit UnionGrowth SavingsSavings · $1,500 min · 0.30%–0.55% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. TIA accounts yield higher daily dividends and are paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for Growth Savings Balance APY $1,500 – $24,999Your amount 0.30%* $25,000 – $49,999 0.40%* $50,000 – $99,999 0.50%* $100,000 and up 0.55%* Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Funds privately insured up to $250,000 by American Share Insurance (ASI).
Offer: Rate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required.
Rate checked
More details - Shelby County State BankMoney MarketMoney Market · $500 min · 0.08%–0.35% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Rates effective through 2026-09-29. Rates may change after account is opened; fees or other conditions may reduce earnings. Interest compounded monthly.
Offer: Balance tier $500-$2,499.99; $500 minimum balance to earn stated rate; compounded monthly. Rates effective through 2026-09-29.
Promotional rate · 0.08% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.08% $2,500 – $50,000Your amount 0.30% $50,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Variable rate feature that may be changed at bank's discretion. If balance falls below minimum, disclosed APY may not be obtained. Interest paid quarterly. Unlimited deposits; free e-statements, free online & mobile banking, and a free ATM card. Free withdrawals at MoneyPass Network ATMs.
0.30% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - First National Bank in Okawville, ILMoney Market AccountMoney Market Account · $2,500 min
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Offer: Average daily balance to obtain APY is $2500.00.
0.30% interest rate · Effective Dec 16, 2022
Rate checked
More details - Scott State BankPremium Plus Money MarketPremium Plus Money Market · $10,000 min · 0.30%–1.21% by balance
Bank · 7 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Compounding: Monthly. Minimum balance to obtain APY is $10,000.
0.30% interest rate · Effective Nov 6, 2025
Rate by balance
Rate by balance for Premium Plus Money Market Balance APY $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $95,000 0.50% $95,000 and up 1.21% Rate checked
More details - Peoria Bell Credit UnionShare SavingsSavings · $5 min · 0.30%–0.35% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends on share accounts are established quarterly by the Board of Directors, computed on the average daily balance, and paid quarterly. Subject to Regulation D transfer limitations.
Offer: Dividends computed on the average daily balance and paid quarterly.
0.30% interest rate
Rate by balance
Rate by balance for Share Savings Balance APY Up to $20,000Your amount 0.30% $20,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. A minimum balance fee of $5.00 is imposed monthly if balance falls below $100.00 any day of the month (waived for customers age 62 or older, students and children under 18, and members of the Armed Forces). $2.00 activity charge per non-automatic withdrawal in excess of 4 per month. Maximum 6 preauthorized/electronic transfers per month/statement cycle.
0.30% interest rate · $5 monthly fee · Effective Dec 16, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered variable interest rates. $2,500 monthly minimum balance to avoid $10 monthly service fee. Includes 6 free electronic transfers/ACH debits/third-party checks per month; $10.00 fee per item in excess of 6.
Offer: Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee.
0.25% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $500,000 0.65% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Standard savings account. $4.00 monthly service fee can be waived by maintaining a minimum daily balance of $300.00 (or average monthly balance of $300) or enrolling in online statements. 6 free withdrawals per month; after that, $1 per withdrawal.
Offer: Applies to balances $0.01 - $25,000.00. Rates subject to change daily.
Balance cap $25,000 · $4 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secondary account to save for a special purchase or event while keeping primary savings intact. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with First Community Credit Union. Must maintain a minimum balance of $1 to qualify for membership. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch