Compare Bank & Credit Union Rates
Best savings rates in Chicago, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Chicago, IL
- Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details - Mutual Federal BankPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Interest rate and APY may vary after the account is opened and fees may reduce earnings.
Offer: Interest paid monthly.
0.25% interest rate · Effective Feb 2, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY $200 – $2,500 0.25% $2,500 and upYour amount 0.75% Rate checked
More details - Hoyne Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.50%–1.00% by balance
Bank · 4 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered variable-rate account. New deposit customers restricted to in person visits to one of our locations. Preauthorized or automatic transfers, third-party checks or withdrawals are limited to 6 per statement cycle. Minimum daily balance of $1,000.00 required to avoid a $10.00 monthly service charge.
Offer: Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge.
0.50% interest rate · $10 monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Over $0 0.50% $10,000 and upYour amount 0.55% $25,000 and up 0.77% $50,000 and up 0.94% $100,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications met: Bundled with qualifying Verve Premier Checking (monthly ACH direct deposits in checking totaling at least $500, valid email address, and enrolled in eStatements). Dividends compounded and paid monthly.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Vicinity Credit UnionMoney MarketMoney Market · $500 min · 0.50%–2.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly. $500.00 minimum balance. Up to 6 withdrawals per month penalty-free ($5.00 penalty per withdrawal after).
Offer: Dividends paid quarterly.
0.50% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $20,000Your amount 0.50% $20,000 – $50,000 1.50% Over $50,000 2.50% Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 5 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 2: Earn an additional 0.50% APY on accompanying Money Market account with 20-39 monthly Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - Albank NAMoney Market Deposit AccountsMoney Market Deposit Accounts · $2,500 min · 0.00%–1.50% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: To open this account, you must be 18 years of age and deposit at least $2,500.00. Early closing fee of $10.00 if closed within 3 months. No monthly maintenance fee if daily minimum ledger balance is $2,500.00 or more; otherwise $15.00/month. 6 withdrawals to third parties per statement period (subsequent $15.00 each); 40 deposited checks per statement period (subsequent $0.25 each).
Offer: If daily minimum collected/ledger balance is under $2,500.00, no interest is earned. Monthly maintenance fee of $15.00 applies if balance is under $2,500.00.
0.00% interest rate · $15 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $50,000 – $100,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $100,000 – $250,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.20% $250,000 – $500,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.30% $500,000 – $1,000,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.40% $1,000,000 and upMonthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Must be 18 years of age. Fee waived if calendar month's average daily ledger balance is $500.00 or more. First 2 teller assisted withdrawals per calendar month free, subsequent $1.00 each. $10.00 fee if closed within 6 months.
Offer: Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.
0.35% interest rate · Compounded quarterly · $2.50 monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 29 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL
152 accounts at 56 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.93%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches