Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Illinois
- 4.08%APY$408 a year on $10,000
Requirements
Product: For individuals appointed by the Social Security Administration to manage Social Security or Supplemental Security Income (SSI) for a recipient beneficiary.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.08%APY$408 a year on $10,000
Requirements
Product: May be set up if the Grantor of the trust is within the Credit Union's field of membership.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.08%APY$408 a year on $10,000
Requirements
Product: Membership is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate families. Par Value of a Membership Share is $5.00 ($10.00 for joint ownership accounts) to maintain membership. Minimum withdrawal is $10.00.
Offer: Minimum opening deposit is $5.00 for primary account ($10.00 for joint accounts). Dividends are compounded daily and credited monthly.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 4.08%APY$408 a year on $10,000
Requirements
Product: May be created when an authorized individual (executor or administrator) requests transfer of a deceased member's account.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.08%APY$408 a year on $10,000
Requirements
Product: Minimum withdrawal is $10.00. Also referenced as Electronic Share Accounts.
Offer: Dividends are compounded daily and credited monthly.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Primary owner must be primary owner on Extreme Green Checking to qualify. Available only for residents of specific Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington. $3 paper statement fee unless $5,000 minimum daily balance is maintained or primary account owner is over 65.
Offer: If monthly qualifications are not met in Extreme Green Checking, all balances earn 0.10% APY.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Extreme Green Savings Balance APY Any balance 0.10% Up to $20,000Your amountWhen monthly qualification cycle requirements are met in Extreme Green Checking (at least 10 debit card transactions post and settle each cycle, receive direct deposit or ACH). 4.00% $20,000 and up Unknown Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in eStatements. Limit one account per SSN/ITIN.
Offer: Qualifying rate when linked Kasasa checking account qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - IAA Credit UnionPremier Savings (2nd Quarter 2026)Savings · 0.25%–4.00% by balance
Credit union · 2 branches
4.00%APY$400 a year on $10,000Requirements
Product: No fees to open or maintain. Limit of one Premier Savings account per membership. Not open to business membership. Interest is paid quarterly.
Offer: Rate applied on balances up to $20,000.
3.94% interest rate · No monthly fee
Rate by balance
Rate by balance for Premier Savings (2nd Quarter 2026) Balance APY Up to $20,000Your amount 4.00% $20,000 and up 0.25% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.15% Rate checked
More details - United Trust BankNew Money Only Money MarketNew Money Only Money Market · $10,000 min · 3.90%–4.00% by balance
Bank · 1 branch
3.90%APY$390 a year on $10,000intro rateRequirements
Product: Available to new customers. Money market intro rate with a minimum deposit of $10,000 of money not currently on deposit with United Trust Bank. Future rates subject to change based on market conditions. Fees apply if average balance drops below $10,000. Bank reserves the right to modify or end this promotion at any time.
Offer: New money only (funds not currently on deposit with United Trust Bank). Available to new customers. Fees apply if average balance drops below $10,000.
Promotional rate · 3.83% interest rate · Effective Jan 6, 2026
Rate by balance
Rate by balance for New Money Only Money Market Balance APY $10,000 – $100,000Your amount 3.90% $100,000 and up 4.00% Rate checked
More details - 3.82%APY$382 a year on $10,000
Requirements
Product: Limited to $1,000,000.00 per account type per household or controlled entity.
Offer: APY is paid on the entire balance.
0.00% interest rate · Effective Jun 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 and upYour amount 3.82% Rate checked
More details - 3.82%APY$382 a year on $10,000
3.75% interest rate · Effective Jun 3, 2026
Rate checked
More details - 3.80%APY$380 a year on $10,000
Requirements
Product: Open online; individual or joint account. Must be a U.S. citizen or permanent resident, 18 years or older with U.S. residential address (no P.O. Box). Funded via ACH from a single linked account.
Offer: Earns 3.80% APY on all balances over $0.01. Interest accrues daily, compounds monthly, and is paid monthly. No account fees.
No monthly fee · Effective Jan 8, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Requires account activity to meet Advantage Plus Rewards qualifications and a daily balance of $10,000 or above.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: Applicants must have a current U.S. home address (excluding U.S. territories, with the exception of Puerto Rico), a U.S. SSN, a valid U.S. driver's license or state ID, and be 18 years of age or older. Individual and joint ownership offered. Max deposit limit of $1,000,000.
Offer: Variable rate; interest compounded and credited monthly. Must maintain a minimum balance of $0.01 each day to obtain disclosed APY. Initial deposit must be between $1,000 and $250,000 made via internal transfer or external ACH debit.
3.69% interest rate · Balance cap $1,000,000 · No monthly fee · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
783 accounts at 327 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.92%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch