Compare Bank & Credit Union Rates
Best savings rates in Idaho
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Idaho
- Numerica Credit UnionPeak Money MarketPeak Money Market · $25 min · 0.05%–0.20% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $25. Minimum balance $0. Monthly service fees None. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Paper statement fee applies unless enrolled in eStatements.
No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Peak Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Grants membership to Latah CU. One-time opening fee of $5. No monthly maintenance fees. No minimum balance requirements. $25 minimum deposit to open.
Offer: Minimum balance to earn dividends is $25. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.
0.10% interest rate · No monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $0.01. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.
0.10% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividend period is monthly.
Offer: Minimum balance to earn dividends is $300.00. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.
Effective Sep 2, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY).
Offer: Must maintain an average daily balance of $5 to earn APY.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Each primary account holder is allowed one (1) SuperSaver account per tax identification number. To qualify for tiered APY/rates during a monthly statement cycle: minimum of one (1) posted Round-Up transfer from checking, minimum of one (1) deposit of at least $30 or two (2) deposits of at least $15, no withdrawal transactions, and receive e-statements. Otherwise, base rate applies.
Offer: Base rate applied to all balances if monthly eligibility requirements are not met or if a withdrawal transaction occurs during the statement cycle.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Jun 24, 2026
Rate by balance
Rate by balance for SuperSaver Savings Balance APY Any balance 0.10% Up to $500Requires meeting monthly qualification requirements (1 posted Round-Up transfer, deposit of $30 or two $15 deposits, no withdrawals, e-statements). 10.47% $500 – $1,000Blended APY ranges from 10.47% to 7.79%. Requires meeting monthly qualifications. 5.13%* $1,000 – $2,000Blended APY ranges from 7.79% to 4.40%. Requires meeting monthly qualifications. 1.01%* Over $2,000Your amountBlended APY ranges from 4.40% to 0.10%. Requires meeting monthly qualifications. 0.10%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain at least 1 share at par value of $5.00 for membership. Limit of 6 transfers/withdrawals per month by preauthorized, automatic, or Internet transfer, telephonic order, or draft.
Offer: Minimum daily balance required to earn the annual percentage yield disclosed.
0.10% interest rate · Effective May 7, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Westmark Credit Union. Requires a $5 minimum deposit and balance. Dividends compounded quarterly.
Offer: Dividends compounded quarterly. No monthly maintenance fee.
Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or deposit requirements. Dividends compounded monthly.
Offer: Dividends compounded monthly. No monthly maintenance fee.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Frontier Credit UnionInsured Money MarketInsured Money Market · $0 min · 0.05%–0.20% by balance
Credit union · 15 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Insured Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.10% $20,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Annual Percentage Yield subject to change at any time. Minimum Balance to Earn Dividends is $50.00.
No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Idaho
179 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.12%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch