Credit union · Privately insured
Latah Credit Union Savings Rates
Top CarrotLatah Credit Union’s best savings rate is 0.45% APY on $10,000, with its SuperShares Money Market. Rates checked October 22, 2026.
How Latah Credit Union’s savings rates compare
Compared with banks and credit unions near Moscow, ID, where Latah Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latah Credit Union
0.45%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $45
SuperShares Money Market
Top rate
ICCU
3.40%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
2nd-highest rate
Potlatch No 1 Financial Credit Union
2.47%APY
- Requires
- Monthly account activity
- Minimum
- $500
- Earns on $10,000 a year
- $247
Latah Credit Union savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.96%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latah Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Loot Saver Savings Account
0.10%APY
Available to Latah Credit Union's Consumer Members. Requires a personal checking account with a debit card; everyday debit purchases round up to the nearest whole dollar and transfer to Loot Saver daily.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Earns 5.00% APY on balances $0.01 to $1,000. Dividends calculated on average daily balance method and paid on the last calendar day of each month. | 5.00% | — | Earns 5.00% APY on balances $0.01 to $1,000. Dividends calculated on average daily balance method and paid on the last calendar day of each month. |
| Over $1,000Earns basic share dividend rate on balances over $1,000. Dividends calculated on average daily balance method and paid on the last calendar day of each month. | 0.10% | $10 | Earns basic share dividend rate on balances over $1,000. Dividends calculated on average daily balance method and paid on the last calendar day of each month. |
Sources (3)
All captured Oct 22, 2026
SuperShares Money Market
0.45%APY
Dividends calculated on an average daily balance method and paid on last calendar day of each month. No monthly maintenance fees. Shared branching available. Funds insured up to $250,000 by ASI.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Dividends calculated on an average daily balance method and paid on last calendar day of each month. | 0.40% | — | Dividends calculated on an average daily balance method and paid on last calendar day of each month. |
| $10,000 – $24,999Dividends calculated on an average daily balance method and paid on last calendar day of each month. | 0.45% | $45 | Dividends calculated on an average daily balance method and paid on last calendar day of each month. |
| $25,000 – $49,999Dividends calculated on an average daily balance method and paid on last calendar day of each month. | 0.50% | — | Dividends calculated on an average daily balance method and paid on last calendar day of each month. |
| $50,000 – $99,999Dividends calculated on an average daily balance method and paid on last calendar day of each month. | 0.55% | — | Dividends calculated on an average daily balance method and paid on last calendar day of each month. |
| $100,000 and upDividends calculated on an average daily balance method and paid on last calendar day of each month. | 0.96% | — | Dividends calculated on an average daily balance method and paid on last calendar day of each month. |
Sources (2)
All captured Oct 22, 2026
Primary Share Account
0.10%APY
Grants membership to Latah CU. One-time opening fee of $5. No monthly maintenance fees. No minimum balance requirements. $25 minimum deposit to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividends is $25. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.$25 and up | 0.10% | $10 | Minimum balance to earn dividends is $25. Dividends calculated on an average daily balance method and paid on the last calendar day of each month. |
Sources (3)
All captured Oct 22, 2026
Secondary Share Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividends is $0.01. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.Over $0 | 0.10% | $10 | Minimum balance to earn dividends is $0.01. Dividends calculated on an average daily balance method and paid on the last calendar day of each month. |
Sources (1)
- latahcu.coop/rates · captured Oct 22, 2026
Special-purpose accounts
IRA Daily Savings
0.10%APY
Traditional and Roth IRA options and Coverdell ESA available. One-time $5 setup fee, $9 annual maintenance fee ($16 annual fee per fee schedule effective 1/1/2027), $5 closing fee. $100 minimum deposit to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.$100 and up | 0.10% | $10 | Minimum balance to earn dividends is $100. Dividends calculated on an average daily balance method and paid on the last calendar day of each month. |
Sources (3)
All captured Oct 22, 2026
Idaho Medical Savings
0.10%APY
Save for medical expenses and nursing home costs. Contributions may be deducted from income when filing Idaho taxes.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividends is $25. Dividends calculated on an average daily balance method and paid on the last calendar day of each month.$25 and up | 0.10% | $10 | Minimum balance to earn dividends is $25. Dividends calculated on an average daily balance method and paid on the last calendar day of each month. |
Who can join Latah Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.