Bank · FDIC insured
First Federal Bank
A $1.4B bank headquartered in Twin Falls, ID, with 14 branches in Idaho. Best rates: CDs 3.82% and savings 0.50% APY.
First Federal Bank Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#10 of 17 in Twin Falls, ID metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Bank
Founded in 1915, First Federal Bank is Idaho's only mutual bank.
The bank operates branches across Idaho, including locations in Meridian, Twin Falls, Jerome, Burley, Buhl, Rupert, Kimberly, Eagle, and Nampa.
- Headquarters
- 383 Shoshone St N, Twin Falls, ID 83301
- FDIC certificate
- 28845 ↗
Branches
14 branches in Idaho
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Idaho
14 branches
Twin Falls area · 8
- First Federal Savings Bank of Twin FallsMain office383 Shoshone St N, Twin Falls, ID 83301Directions
- Buhl Branch123 Broadway Ave N, Buhl, ID 83316Directions
- Jerome Branch1515 S Lincoln Ave, Jerome, ID 83338Directions
- Kimberly Rd Branch22349 Kimberly Rd, Kimberly, ID 83341Directions
- Blue Lakes Branch886 Blue Lakes Blvd N, Twin Falls, ID 83301Directions
- Cheney Branch476 Cheney Dr W, Twin Falls, ID 83301Directions
- Eastland Branch148 Eastland Dr, Twin Falls, ID 83301Directions
- Falls West Branch110 Falls Ave, Twin Falls, ID 83301Directions
Burley area · 3
- Burley Main St Branch1095 E Main St, Burley, ID 83318Directions
- Burley Overland Branch2059 Overland Ave, Burley, ID 83318Directions
- Rupert Branch701 7th St, Rupert, ID 83350Directions
Boise City area · 3
- Chinden Fox Run Branch6351 N Fox Run Way, Meridian, ID 83646Directions
- Eagle Branch1880 S Eagle Rd, Meridian, ID 83642Directions
- Nampa Branch1217 2nd. Street S., Nampa, ID 83651Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.43% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.01% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.27% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio10.43%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.27%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.