Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Georgia
- RBC BankPreferred Money Market SavingsPreferred Money Market Savings · $1,000 min · 0.20%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 years or older and live in Canada or the U.S. $0 monthly maintenance fee with a $1,000 minimum balance, otherwise $5 per month. Limit of 6 monthly debits.
0.20% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Preferred Money Market Savings Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.50% Rate checked
More details - Family Savings Credit UnionMaster Share AccountSavings · $2,000 min · 0.20%–0.30% by balance
Credit union · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain the $5.00 par value of a regular share. No monthly service fee with enrollment in eDocuments; may be subject to a $3 per month account maintenance fee without eDocuments.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Master Share Account Balance APY $2,000 – $10,000Your amount 0.20% Over $10,000 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate. Minimum $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: Minimum to obtain APY is $0.01. $100 average daily balance requirement avoids monthly $3.00 fee.
0.20% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate checked
More details - Savannah SchoolsMoney Maker Money Market AccountMoney Maker Money Market Account · $2,500 min · 0.20%–0.25% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly based on average daily balance. Membership eligibility required.
Offer: Transfer limitations apply. Dividends compounded and credited monthly based on average daily balance.
0.25% interest rate · Compounded monthly · Effective Apr 1, 2015
Rate by balance
Rate by balance for Money Maker Money Market Account Balance APY $2,500 – $10,000 0.25% $10,000 and upYour amount 0.20% Rate checked
More details - Savannah SchoolsRegular Share Savings AccountSavings · $100 min · 0.20%–0.25% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available to employees of Savannah-Chatham County Public School, Savannah Technical College, Oatland Island Center, and their immediate family members. Must maintain a $25 balance and demonstrate regular activity. Up to 3 free withdrawals per quarter ($12 fee per excessive withdrawal thereafter). Dividends compounded and credited quarterly based on Average Daily Balance.
0.25% interest rate · Effective Apr 1, 2015
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY $100 – $10,000 0.25% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No minimum balance requirement.
0.20% interest rate · Effective Dec 21, 2022
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a required minimum balance of $5. Interest earned on balances over $100.
Offer: Interest on balances over $100. Required minimum balance of $5 to maintain account.
0.20% interest rate · Effective Dec 21, 2022
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Open to anyone who resides and/or works in Stephens, Franklin, Hart, and Elbert County, Georgia. Requires an initial deposit of $30 ($25 minimum balance plus a $5 New Membership Fee). Must maintain a $25 balance to remain a member.
Offer: Account must maintain a balance of $100.00 to earn a dividend. Interest paid quarterly on average daily balance. Up to 6 withdrawals per month free of charge, then $5 per withdrawal.
0.20% interest rate · Effective Aug 15, 2023
Rate checked
More details - Omega Psi Phi Fraternity Federal Credit UnionShare SavingsSavings · $100 min · 0.15%–0.16% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Must purchase and maintain minimum required share ($50.00 par value, 1 share required) and pay a nonrefundable membership fee ($10.00). Limit of 6 transfers/withdrawals per month.
Offer: Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $10,001Your amount 0.15% Over $10,001 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility is required. Requires a $10.00 Membership Account / Par Value of Membership Share. Dividends compounded and credited quarterly. Excess withdrawal fee $5.00 each for more than 3 withdrawals during calendar month.
Offer: Paid quarterly on daily balances of $200.00 or more.
0.15% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must maintain $500 average monthly balance to avoid service charge.
Offer: Must maintain $500 average monthly balance to avoid service charge.
0.15% interest rate · $8 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $50,000Your amount 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches