Compare Bank & Credit Union Rates
Best savings rates in Decatur, GA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in DeKalb County, GA · Showing DeKalb County, GA: too few institutions in Decatur, GA
- Center Parc Credit UnionKasasa Saver with Kasasa Cash CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Center Parc Credit UnionKasasa Saver with Kasasa Cash Back CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Back Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.15%APY$315 a year on $10,000
Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 4 branches
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - Center Parc Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Must be a member to open. Monthly service charge of $10.00 if $2,500 minimum daily balance is not met. Dividends are compounded and paid monthly.
Offer: No monthly service fee when maintaining a $2,500 minimum daily balance.
1.49% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.50% $100,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - MembersFirst Credit UnionMoney MarketMoney Market · $100 min · 1.27%–1.82% by balance
Credit union · 2 branches
1.32%APY$132 a year on $10,000Requirements
Product: Tiered rate program based on Average Daily Balance. A minimum balance fee is incurred if average monthly balance falls below $1,000.00. Up to 6 debit transactions per month, 3 of which can be by check.
Offer: Interest paid monthly; tiered rates based on Average Daily Balance.
1.26% interest rate · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $1,000 1.27% $1,000 – $10,000 1.27% $10,000 – $25,000Your amount 1.32% $25,000 – $50,000 1.52% $50,000 – $100,000 1.70% $100,000 and up 1.82% Rate checked
More details - Associated Credit UnionRegular Money Market AccountRegular Money Market Account · $1,000 min · 0.50%–2.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000. Uses Tiers 2-5. Must maintain a $1,000 average daily balance monthly to earn interest. No early withdrawal penalty except loss of interest if average daily balance falls below $1,000.
Offer: Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest.
Promotional rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999Tier 3. 0.50% $10,000 – $99,999Your amountTier 4. 1.25% $100,000 and upTier 5. 2.75% Rate checked
More details - Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Georgia's Own Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–3.50% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Rates are variable and subject to change without notice. Dividends compounded monthly. Minimum balance of $2,500 required to earn dividends. $10 monthly service charge if minimum daily balance falls below $2,500.
Offer: Minimum balance of $2,500 required to earn dividends. Monthly service charge of $10 applies if daily balance drops below $2,500 (waived with daily balance of $2,500 or more). Dividends compounded monthly.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 1.95% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.50% Rate checked
More details - Go Energy Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.26% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends are calculated daily and credited monthly on the last day of the interest period. Open with at least $2,500.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.60% $50,000 – $245,000 1.00% $245,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compound and credit quarterly using the average daily balance (ADB) method. All members must keep $50 in this account at all times (equal to one share in the credit union).
Offer: Dividends compound and credit quarterly based on average daily balance for the prior quarter.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Delta Community Credit UnionPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.30%–2.15% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: $5.00 opening and minimum balance required. Minimum balance to earn dividends is $1,000.00. No monthly fee. Free ATM card. No early withdrawal penalty.
Offer: Minimum balance to earn dividends is $1,000.00. No monthly fees.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.35% $1,000,000 and up 2.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in DeKalb County, GA
65 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.29%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Atlanta, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 12 branches
- MembersFirst Credit UnionCredit union · 10 branches
- American Pride BankBank · 1 branch