Omega Psi Phi Fraternity Federal Credit Union Savings & Money Market Rates

How Omega Psi Phi Fraternity Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Toccoa, GA, where Omega Psi Phi Fraternity Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Omega Psi Phi Fraternity Federal Credit Union
0.50%APY
Minimum
$2,500
Earns on $10,000 a year
$50
Money Market Checking Account
Top rate
Peach State Federal Credit Union
1.00%APY
Minimum
—
Earns on $10,000 a year
$100
Peach State Federal Credit Union rates
3rd-highest rate
North Georgia Credit Union
0.20%APY
Minimum
$25
Earns on $10,000 a year
$20
North Georgia Credit Union rates

Compare savings rates near you →

Savings score

Higher than 46% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.50%
$100,000 balance$100,0000.75%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Omega Psi Phi Fraternity Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Checking Account

0.50%APY$2,500 to open

Tiered rate account where the rate for a met balance range applies to the full balance. Requires maintaining a Share Savings account ($50 par value for 1 share) and payment of a $10 one-time nonrefundable membership fee. Limited to no more than 6 transfers and withdrawals per month (no more than 3 by electronic means). Minimum average daily balance of $2,500 required to avoid a $25 fee (schedule does not state frequency) and required to earn stated APY. Excessive withdrawal/transfer fee of $10 per transaction over 6 per month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Tier $0.00 to $2,500.00 pays 0.00% dividend rate / 0.00% APY. Minimum average daily balance of $2,500 required to avoid fee.	0.00%	—	Tier $0.00 to $2,500.00 pays 0.00% dividend rate / 0.00% APY. Minimum average daily balance of $2,500 required to avoid fee.
$2,500 – $5,000Tier $2,500.01 to $5,000.00.	0.18%	—	Tier $2,500.01 to $5,000.00.
$5,000 – $7,500Tier $5,000.01 to $7,500.00.	0.22%	—	Tier $5,000.01 to $7,500.00.
$7,500 – $10,000Tier $7,500.01 to $10,000.00.	0.50%	$50	Tier $7,500.01 to $10,000.00.
Over $10,000Tier $10,000.01 AND OVER.	0.75%	—	Tier $10,000.01 AND OVER.

Sources (4)

All captured Oct 15, 2026

Share Savings

0.15%APY$50 to open

Must purchase and maintain minimum required share ($50.00 par value, 1 share required) and pay a nonrefundable membership fee ($10.00). Limit of 6 transfers/withdrawals per month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $10,001Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.	0.15%	$15	Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.
Over $10,001Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.	0.16%	—	Minimum balance to avoid a $5.00 service fee is $50.00 (charged if below $50 per month). Minimum balance to earn the stated APY is $100.01. Dividends compounded and credited quarterly using average daily balance method.

Sources (2)

All captured Oct 22, 2026

Special-purpose accounts

Club Accounts

0.15%APYClub

Must have minimum required share in Share Savings to open. May make no more than 6 transfers/withdrawals per month; no transfers to a third party by means of ACH transaction; no ATM or Visa Debit Card access.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 and upMinimum balance to earn the stated APY is $2500.00. Dividends compounded and credited quarterly based on average daily balance.$2,500 and up	0.15%	$15	Minimum balance to earn the stated APY is $2500.00. Dividends compounded and credited quarterly based on average daily balance.

Sources (1)

oppffcu.com/download/5233 · captured Oct 22, 2026

Who can join Omega Psi Phi Fraternity Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Membership is available to employees of Omega Psi Phi Fraternity.
Membership is available to members of Omega Psi Phi Fraternity.

Family and household

Membership is available to families of fraternity members.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← Omega Psi Phi Fraternity Federal Credit Union overview