Bank · FDIC insured
NEW MILLENNIUM BANK
Top CarrotA $899.1M bank headquartered in Fort Lee, NJ, with 9 branches in 3 states. Best rates: CDs 4.25% and savings 2.00% APY.
NEW MILLENNIUM BANK Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#39 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About NEW MILLENNIUM BANK
New Millennium Bank received its New Jersey State Banking Charter on July 12, 1999, and opened for business one week later.
Headquartered in Fort Lee, New Jersey, the bank also operates locations in New Brunswick and Palisades Park, New Jersey, Manhattan and Bayside, New York, and Atlanta, Georgia.
Its mission focuses on providing financial products and services to better serve and develop low-to-moderate-income individuals, families, and underserved communities.
- Headquarters
- 222 Bridge Plz S, Fort Lee, NJ 07024
- FDIC certificate
- 35151 ↗
Branches
9 branches in 3 states
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New Jersey
5 branches
- New Millennium BankMain office222 Bridge Plz S, Fort Lee, NJ 07024Directions
- Piermont Road Branch Office570 Piermont Rd, Closter, NJ 07624Directions
- Fort Lee Branch1625 Lemoine Ave, Fort Lee, NJ 07024Directions
- Brunswick Town Center Branch20 Jersey Ave, New Brunswick, NJ 08901Directions
- Palisafes Park Branch134 Broad Ave, Palisades Park, NJ 07650Directions
New York
3 branches
- Bayside Branch20935 Northern Blvd, Bayside, NY 11361Directions
- Flushing Branch14128 Northern Blvd, Flushing, NY 11354Directions
- Manhattan Branch312 5th Ave, New York, NY 10001Directions
Georgia
1 branch
- Duluth Branch Office3350 Steve Reynolds Blvd, Duluth, GA 30096Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.57% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.58% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.31% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $103 | $81 | — |
- CapitalLeverage ratio14.57%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.58%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.31%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$103Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of NEW MILLENNIUM BANK are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.