Bank · FDIC insured
RBC Bank Savings Rates
RBC Bank’s best savings rate is 0.20% APY on $10,000, with its Preferred Money Market Savings. Rates checked October 22, 2026.
How RBC Bank’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where RBC Bank has the most branches. $10,000, best rate first.
This bank’s best
RBC Bank
0.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Preferred Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
RBC Bank savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RBC Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Preferred Money Market Savings
0.20%APY
Must be 18 years or older and live in Canada or the U.S. $0 monthly maintenance fee with a $1,000 minimum balance, otherwise $5 per month. Limit of 6 monthly debits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 and up | 0.50% | — |
Personal Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | $5 |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.05% | — |
| $50,000 and up | 0.05% | — |
Sources (1)
- rbcbank.com/cross-border/us-bank-rates.html · captured Oct 5, 2026
Closed to new customers
Money Market Investment Account
0.05%APY
Account not offered for sale.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 and up | 0.10% | — |
Sources (1)
- rbcbank.com/cross-border/us-bank-rates.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.