Credit union · NCUA insured
Omega Psi Phi Fraternity Federal Credit Union
A $5.5M credit union headquartered in Toccoa, GA, with 2,316 members and 1 branch in Georgia. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings780.75%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Omega Psi Phi Fraternity Federal Credit Union
Omega Psi Phi Fraternity Federal Credit Union has been operating since 1986.
The credit union provides financial avenues for the fraternity's members, families, and employees.
- Headquarters
- 568 Liberty Hill Rd, c/o Peach State FCU, Toccoa, GA 30577-7996
- NCUA charter
- 24234
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of Omega Psi Phi Fraternity.
- Membership is available to members of Omega Psi Phi Fraternity.
Family and household
- Membership is available to families of fraternity members.
Branches
1 branch in Georgia
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Georgia
1 branch
- CuAMOMain office568 Liberty Hill Rd, c/o Peach State FCU, Toccoa, GA 30577Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.14% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.36% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio9.14%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Omega Psi Phi Fraternity Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.