Compare Bank & Credit Union Rates
Best savings rates in Augusta, GA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Augusta, GA
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - SRP Federal Credit UnionMember Boost Savings AccountSavings · $0 min · 0.37%–3.00% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000Requirements
Product: Available for Consumer Accounts only; fiduciary accounts and business members are not eligible. Limited to one per membership. Tiered rates; minimum balance to earn stated APY is $0.01.
Offer: Minimum account balance to earn stated APY is $0.01.
0.37% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Member Boost Savings Account Balance APY Up to $10,000 0.37% $10,000 – $50,000Your amount 1.50% $50,000 – $250,000 2.25% $250,000 and up 3.00% Rate checked
More details - Associated Credit UnionRegular Money Market AccountRegular Money Market Account · $1,000 min · 0.50%–2.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000. Uses Tiers 2-5. Must maintain a $1,000 average daily balance monthly to earn interest. No early withdrawal penalty except loss of interest if average daily balance falls below $1,000.
Offer: Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest.
Promotional rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999Tier 3. 0.50% $10,000 – $99,999Your amountTier 4. 1.25% $100,000 and upTier 5. 2.75% Rate checked
More details - Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - Georgia's Own Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–3.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Rates are variable and subject to change without notice. Dividends compounded monthly. Minimum balance of $2,500 required to earn dividends. $10 monthly service charge if minimum daily balance falls below $2,500.
Offer: Minimum balance of $2,500 required to earn dividends. Monthly service charge of $10 applies if daily balance drops below $2,500 (waived with daily balance of $2,500 or more). Dividends compounded monthly.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 1.95% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.50% Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required ($0.01 par value share deposit). Fiduciary accounts and business members are not eligible for some specialized savings types.
Offer: Minimum opening deposit of $0.01 par value membership share buys share in credit union.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - SRP Federal Credit UnionEmergency Fund Builder Savings AccountSavings · $0 min · 0.37%–5.00% by balance
Credit union · 4 branches
0.37%APY$37 a year on $10,000Requirements
Product: Available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Minimum account balance to earn stated APY is $0.01.
Offer: The promoted 5.00% APY is earned on balances up to $1,000.00. Minimum account balance to earn stated APY is $0.01.
4.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Builder Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.37% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
Promotional rate · 0.10% interest rate
Rate by balance
Rate by balance for i[save] Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Georgia's Own Credit UnionPrimary SavingsSavings · $5 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must enroll in eStatements to avoid $5 per Mailed Statement Fee. Minimum balance of $5 represents refundable share deposit required for membership. Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
0.10% interest rate
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Georgia's Own Credit UnionResolution SavingsSavings · $5 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
0.10% interest rate
Rate by balance
Rate by balance for Resolution Savings Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Augusta, GA
38 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.33%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.31%
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Augusta, GA-SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 4 branches
- PenFed Credit UnionCredit union · 2 branches
- Associated Credit UnionCredit union · 2 branches