Credit union · NCUA insured
The Wright Credit Union
A $16.4M credit union headquartered in Toccoa, GA, with 1,820 members and 2 branches in Georgia. Best rates: savings 0.20% APY.
The Wright Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#2 of 3 in Toccoa, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About The Wright Credit Union
- Headquarters
- 286 N Broad St, Toccoa, GA 30577
- NCUA charter
- 67564
Branches
2 branches in Georgia
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Georgia
2 branches
Toccoa area · 1
- The Wright Credit UnionMain office286 N Broad St, Toccoa, GA 30577Directions
Lavonia area · 1
- The Wright Credit Union5809 West Ave, Lavonia, GA 30553Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.27% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.29% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.71% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $82 | $59 | — |
- CapitalNet worth ratio17.27%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.29%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$82Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of The Wright Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.