Compare Bank & Credit Union Rates
Best savings rates in Atlanta, GA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Atlanta, GA
- Center Parc Credit UnionKasasa Saver with Kasasa Cash CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Center Parc Credit UnionKasasa Saver with Kasasa Cash Back CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Back Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.15% Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.15%APY$315 a year on $10,000
Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - 2.79%APY$279 a year on $10,000with conditions
Requirements
Product: May be new or existing money. Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate.
Offer: No service charge when daily balance is over $1,000 ($12 monthly standard service charge). Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Applies to minimum balance and minimum opening deposit of $1,000. Money Market account special may be new or existing money.
Qualified rate · 2.75% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 3 branches
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - Center Parc Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Must be a member to open. Monthly service charge of $10.00 if $2,500 minimum daily balance is not met. Dividends are compounded and paid monthly.
Offer: No monthly service fee when maintaining a $2,500 minimum daily balance.
1.49% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.50% $100,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - MembersFirst Credit UnionMoney MarketMoney Market · $100 min · 1.27%–1.82% by balance
Credit union · 1 branch
1.32%APY$132 a year on $10,000Requirements
Product: Tiered rate program based on Average Daily Balance. A minimum balance fee is incurred if average monthly balance falls below $1,000.00. Up to 6 debit transactions per month, 3 of which can be by check.
Offer: Interest paid monthly; tiered rates based on Average Daily Balance.
1.26% interest rate · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $1,000 1.27% $1,000 – $10,000 1.27% $10,000 – $25,000Your amount 1.32% $25,000 – $50,000 1.52% $50,000 – $100,000 1.70% $100,000 and up 1.82% Rate checked
More details - Associated Credit UnionRegular Money Market AccountRegular Money Market Account · $1,000 min · 0.50%–2.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000. Uses Tiers 2-5. Must maintain a $1,000 average daily balance monthly to earn interest. No early withdrawal penalty except loss of interest if average daily balance falls below $1,000.
Offer: Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest.
Promotional rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999Tier 3. 0.50% $10,000 – $99,999Your amountTier 4. 1.25% $100,000 and upTier 5. 2.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Atlanta, GA
81 accounts at 29 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Atlanta, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 12 branches
- MembersFirst Credit UnionCredit union · 10 branches
- American Pride BankBank · 1 branch