Credit union · NCUA insured
The Wright Credit Union Savings Rates
The Wright Credit Union’s best savings rate is 0.20% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How The Wright Credit Union’s savings rates compare
Compared with banks and credit unions near Toccoa, GA, where The Wright Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The Wright Credit Union
0.20%APY
- Minimum
- $30
- Earns on $10,000 a year
- $20
Share Savings
Top rate
Peach State Federal Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
2nd-highest rate
Omega Psi Phi Fraternity Federal Credit Union
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
The Wright Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Wright Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.20%APY
Open to anyone who resides and/or works in Stephens, Franklin, Hart, and Elbert County, Georgia. Requires an initial deposit of $30 ($25 minimum balance plus a $5 New Membership Fee). Must maintain a $25 balance to remain a member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAccount must maintain a balance of $100.00 to earn a dividend. Interest paid quarterly on average daily balance. Up to 6 withdrawals per month free of charge, then $5 per withdrawal.$100 and up | 0.20% | $20 | Account must maintain a balance of $100.00 to earn a dividend. Interest paid quarterly on average daily balance. Up to 6 withdrawals per month free of charge, then $5 per withdrawal. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Passbook Account
0.35%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAccount must maintain a balance of $100.00 to earn a dividend.$100 and up | 0.35% | $35 | Account must maintain a balance of $100.00 to earn a dividend. |
Sources (1)
- thewrightcu.org/pages/share-rates.php · captured Sep 19, 2026
Christmas Club
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAccount must maintain a balance of $100.00 to earn a dividend.$100 and up | 0.20% | $20 | Account must maintain a balance of $100.00 to earn a dividend. |
Sources (1)
- thewrightcu.org/pages/share-rates.php · captured Sep 19, 2026
Who can join The Wright Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.