Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Georgia
- Combined Employees Credit UnionPremier Gold Savings AccountSavings · $2,500 min · 0.60%–1.50% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Dividends are paid quarterly and based on the daily balance method. Balances of $2,500 or more earn dividends.
0.60% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Gold Savings Account Balance APY $2,500 and up 0.60% $10,000 and upYour amount 0.65% $25,000 and up 0.75% $50,000 and up 1.00% $100,000 and up 1.50% Rate checked
More details - Robins Financial Credit UnionPrestige Money MarketPrestige Money Market · $2,500 min · 0.60%–1.50% by balance
Credit union · 24 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly maintenance fee. A $5.00 per month fee applies if balance falls below the minimum balance. Limited to no more than six transfers/withdrawals per month; excessive withdrawals subject to a $15.00 fee per item or account closure. An average daily account balance of $2,500.00 or more is required to receive the stated Dividend Rate and APY.
Offer: Average daily balance of $2,500.00 to $9,999.99 required to earn stated rate. Initial deposit of $2,500 required to open.
0.60% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Prestige Money Market Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 and up 1.50% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - Go Energy Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.26% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends are calculated daily and credited monthly on the last day of the interest period. Open with at least $2,500.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.60% $50,000 – $245,000 1.00% $245,000 and up 1.26% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Partner account to Gold Checking. Up to 6 withdrawals permitted per statement cycle ($10 fee per additional withdrawal). Withdrawals are only allowed as a transfer into the Gold Checking account.
Offer: Partner account to Gold Checking. Withdrawals only allowed as transfer into Gold Checking account.
Qualified rate · 0.60% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for The RESERVE Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.60% $50,000 – $75,000 0.60% $75,000 – $100,000 0.80% $100,000 – $150,000 1.16% $150,000 – $200,000 1.41% $200,000 and up 1.87% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.30%–2.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: With Your Choice Checking (requires full Direct Deposit or an $8.99 monthly fee is imposed).
0.30% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 – $250,000 1.60% $250,000 and up 2.60% Rate checked
More details - CGR Credit UnionMoney Market Capital Share AccountMoney Market Capital Share Account · $2,500 min · 0.55%–1.50% by balance
Credit union · 5 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends are paid monthly. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: Minimum balance to earn dividend is $2,500.
0.55% interest rate
Rate by balance
Rate by balance for Money Market Capital Share Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $75,000 0.75% $75,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - Copper Basin Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Rates apply to the entire balance, not just the amount over the tier threshold. Unlimited deposits and up to 6 withdrawals per month.
Offer: Rates apply to the entire balance, not just the amount over the tier threshold.
0.50% interest rate · Effective Sep 30, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $99,999Your amount 0.50% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - Workmen's Circle Credit UnionRegular Share Savings AccountSavings · $50 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Required for credit union membership with a minimum balance of $50.00. Dividends are declared by the Board of Directors, calculated on actual daily balance, and paid quarterly. No monthly maintenance fees as long as a minimum balance of $50 is maintained and mailing address is correct.
0.30% interest rate
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $2,500 0.30% $2,500 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Automatically opened upon becoming a member. Regular Share Savings Account must maintain a par value share of $50. Dividends paid quarterly.
Offer: Must maintain a par value share of $50; dividends paid quarterly; excess withdrawal fee of $5 applies if more than 6 withdrawals per quarter.
Effective Jan 1, 2025
Rate checked
More details - Omega Psi Phi Fraternity Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.00%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate account where the rate for a met balance range applies to the full balance. Requires maintaining a Share Savings account ($50 par value for 1 share) and payment of a $10 one-time nonrefundable membership fee. Limited to no more than 6 transfers and withdrawals per month (no more than 3 by electronic means). Minimum average daily balance of $2,500 required to avoid a $25 fee (schedule does not state frequency) and required to earn stated APY. Excessive withdrawal/transfer fee of $10 per transaction over 6 per month.
Offer: Tier $0.00 to $2,500.00 pays 0.00% dividend rate / 0.00% APY. Minimum average daily balance of $2,500 required to avoid fee.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Account Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.18% $5,000 – $7,500 0.22% $7,500 – $10,000Your amount 0.50% Over $10,000 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compound and credit quarterly using the average daily balance (ADB) method. All members must keep $50 in this account at all times (equal to one share in the credit union).
Offer: Dividends compound and credit quarterly based on average daily balance for the prior quarter.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Nov 14, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches