Credit union · NCUA insured
Go Energy Credit Union
A $153.4M credit union headquartered in Tucker, GA, with 11,466 members and 4 branches in Georgia. Best rates: CDs 4.00% and savings 0.60% APY.
Go Energy Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#20 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Go Energy Credit Union
Established in 1969, Go Energy Credit Union is headquartered in Tucker, Georgia.
Originally formed as GEMC Credit Union by employees of Georgia electrical membership cooperatives, the institution adopted its current name in 2019.
- Headquarters
- 2100 E Exchange Pl Ste 101, Tucker, GA 30084-5313
- NCUA charter
- 68698
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Bartow, Carroll, Cherokee, Cobb, Coweta, Douglas, DeKalb, Fayette, Fulton, Gwinnett, Paulding, or Polk County are eligible for membership.
Branches
4 branches in Georgia
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Georgia
4 branches
- Corporate OfficeMain office2100 E Exchange Pl Ste 101, Tucker, GA 30084Directions
- Go Energy Financial Credit Union176 Hillside Overlook, Dallas, GA 30157Directions
- Go Energy Financial Credit Union3400 Hiram Douglasville Hwy, Hiram, GA 30141Directions
- Go Energy Financial Credit Union1979 Lakeside Pkwy, Tucker, GA 30084Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.81% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.46% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.71% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio11.81%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.46%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Go Energy Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.