Credit union · NCUA insured
BOND Community FCU
A $44.1M credit union headquartered in Atlanta, GA, with 3,803 members and 2 branches in Georgia. Best rates: CDs 3.29% and savings 0.50% APY.
BOND Community FCU Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#38 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BOND Community FCU
Chartered in 1972 as a member-owned financial institution, BOND Community Federal Credit Union is a certified Community Development Financial Institution (CDFI).
Originally formed to provide neighborhood denizens with savings accounts and mortgages, it has expanded coverage to over a dozen unique Atlanta neighborhoods.
- Headquarters
- 433 Moreland Ave NE, Atlanta, GA 30307-1562
- NCUA charter
- 20974
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can become a member if you live, work, worship, or volunteer in the credit union's field of membership defined by specific neighborhoods.
Employers and groups
- You can become a member if you volunteer with or are a member of any cooperative in the Field of Membership.
- You can become a member if you are an Atlanta Habitat for Humanity homeowner, employee, or volunteer.
Family and household
- You can become a member if you have a parent, grandparent, sibling, child, spouse, or roommate who is already a BOND member.
Branches
2 branches in Georgia
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Georgia
2 branches
- B.O.N.D. Community FCUMain office433 Moreland Ave NE, Atlanta, GA 30307Directions
- Pinnacle Credit Union536 North Ave NE, Atlanta, GA 30308Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.86% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.75% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $92 | $59 | — |
- CapitalNet worth ratio10.86%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.75%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$92Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BOND Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.