Credit union · NCUA insured
Robins Financial Credit Union Savings Rates
Robins Financial Credit Union’s best savings rate is 0.60% APY on $10,000, with its Prestige Money Market. Rates checked October 22, 2026.
How Robins Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Warner Robins, GA, where Robins Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Robins Financial Credit Union
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Prestige Money Market
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Robins Financial Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Robins Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Prestige Money Market
0.60%APY
No monthly maintenance fee. A $5.00 per month fee applies if balance falls below the minimum balance. Limited to no more than six transfers/withdrawals per month; excessive withdrawals subject to a $15.00 fee per item or account closure. An average daily account balance of $2,500.00 or more is required to receive the stated Dividend Rate and APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Average daily balance of $2,500.00 to $9,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. | 0.60% | — | Average daily balance of $2,500.00 to $9,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. |
| $10,000 – $25,000Average daily balance of $10,000.00 to $24,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. | 0.60% | $60 | Average daily balance of $10,000.00 to $24,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. |
| $25,000 – $50,000Average daily balance of $25,000.00 to $49,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. | 0.65% | — | Average daily balance of $25,000.00 to $49,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. |
| $50,000 – $100,000Average daily balance of $50,000.00 to $99,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. | 0.90% | — | Average daily balance of $50,000.00 to $99,999.99 required to earn stated rate. Initial deposit of $2,500 required to open. |
| $100,000 and upAverage daily balance of $100,000 and greater required to earn stated rate. Initial deposit of $2,500 required to open. | 1.50% | — | Average daily balance of $100,000 and greater required to earn stated rate. Initial deposit of $2,500 required to open. |
Sources (3)
- robinsfcu.org/prestige-money-market
- robinsfcu.org/rates/dividend/prestige-money-market
- robinsfcu.org/rates/fees/consumer
All captured Oct 15, 2026
Savings
0.35%APY
No more than 6 pre-authorized, automatic, or internet transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA $3.00 monthly fee is charged if savings account drops below the minimum average daily balance of $100. This service fee will be waived if you have one of the following Account Qualifiers: Direct Deposit, Prestige Account, Advantage Checking Account, Certificate Account, IRA Account, Current Loan Balance (less than 60 days delinquent), You Are Age 18 and Under or Age 55 or Above. Minimum balance of $100 required to obtain stated APY.$100 and up | 0.35% | $35 | A $3.00 monthly fee is charged if savings account drops below the minimum average daily balance of $100. This service fee will be waived if you have one of the following Account Qualifiers: Direct Deposit, Prestige Account, Advantage Checking Account, Certificate Account, IRA Account, Current Loan Balance (less than 60 days delinquent), You Are Age 18 and Under or Age 55 or Above. Minimum balance of $100 required to obtain stated APY. |
Sources (3)
- robinsfcu.org/rates/dividend/savings-accounts
- robinsfcu.org/savings-accounts
- robinsfcu.org/rates/fees/consumer
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
0.75%APY
Includes Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts. No minimum balance required to pay dividends. Subject to transfer limits (maximum 6 per month). Early withdrawals before age 59.5 subject to IRS penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to pay dividends.Any balance | 0.75% | $75 | No minimum balance required to pay dividends. |
Sources (3)
All captured Oct 5, 2026
Christmas Club Account
0.35%APY
Only one Christmas Club account per membership. Maturity auto-transfer must be established at account opening; funds automatically transfer on November 1. Early withdrawals before November 1 incur a $2.00 fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate applies to savings accounts including Christmas Club.Any balance | 0.35% | $35 | Rate applies to savings accounts including Christmas Club. |
Sources (3)
- robinsfcu.org/rates/dividend/savings-accounts
- robinsfcu.org/savings-accounts
- robinsfcu.org/rates/fees/consumer
All captured Oct 5, 2026
Who can join Robins Financial Credit Union
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