Credit union · NCUA insured
Workmen's Circle Credit Union
A $135.9M credit union headquartered in Savannah, GA, with 1,682 members and 1 branch in Georgia. Best rates: CDs 4.50% and savings 0.50% APY.
Workmen's Circle Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#11 of 17 in Savannah, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Workmen's Circle Credit Union
Established in 1950 by nine incorporators, Workmen's Circle Credit Union is a nonprofit cooperative owned by its members without stockholders.
Serving Chatham County and the Savannah, Georgia area, the institution provides consumer and business financing including SBA 504 mortgage loans and real estate investment loans.
- Headquarters
- 527 Stephenson Ave, Ste 1, Savannah, GA 31405-5922
- NCUA charter
- 67892
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who are employed or reside in Chatham County, Georgia.
Employers and groups
- Membership is open to individuals whose employer offers membership in the credit union as part of their benefits package.
Family and household
- Membership is open to individuals related by blood, adoption, or marriage to a person within the field of membership.
- Membership is open to individuals living in the same household with a person within the field of membership of the credit union.
Cost to join
- An initial refundable $50 minimum balance deposit to a share account and a signed signature card are required to establish membership.
Branches
1 branch in Georgia
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Georgia
1 branch
- Workmen's Circle Credit UnionMain office527 Stephenson Ave, Ste 1, Savannah, GA 31405Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.83% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.00% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $102 | $76 | — |
- CapitalNet worth ratio20.83%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.00%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$102Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Workmen's Circle Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.