Credit union · NCUA insured
CGR Credit Union Savings Rates
CGR Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Capital Share Account. Rates checked October 22, 2026.
How CGR Credit Union’s savings rates compare
Compared with banks and credit unions near Macon, GA, where CGR Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CGR Credit Union
0.55%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $55
Money Market Capital Share Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Center Parc Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
CGR Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CGR Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Capital Share Account
0.55%APY
Dividends are paid monthly. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Minimum balance to earn dividend is $2,500. | 0.55% | $55 | Minimum balance to earn dividend is $2,500. |
| $25,000 – $75,000Minimum balance to earn dividend is $25,000. | 0.75% | — | Minimum balance to earn dividend is $25,000. |
| $75,000 – $100,000Minimum balance to earn dividend is $75,000. | 1.25% | — | Minimum balance to earn dividend is $75,000. |
| $100,000 and upMinimum balance to earn dividend is $100,000. | 1.50% | — | Minimum balance to earn dividend is $100,000. |
Money Market Draft Account
0.35%APY
Dividends are paid monthly. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum balance to earn dividend is $500.$500 and up | 0.35% | $35 | Minimum balance to earn dividend is $500. |
Regular Shares
0.35%APY
An initial deposit of $5 is required to open and maintain the share/savings membership account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,499 | 0.15% | — |
| $2,500 and up | 0.35% | $35 |
Special-purpose accounts
Educational IRA
0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.70% | $70 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
IRA Advantage
0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.70% | $70 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Roth IRA Advantage
0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.70% | $70 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Roth and Sep IRA
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.60% | $60 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Traditional IRA
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.60% | $60 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Christmas Club
0.35%APY
Save a little each month; funds are sent via check or automatic transfer in November.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.35% | $35 |
Kid's Club
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.35% | $35 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Teen Club
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.35% | $35 |
Sources (1)
- cgrcu.org/sharesavings-rates · captured Sep 19, 2026
Vacation Club
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.35% | $35 |
Who can join CGR Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Bibb, Baldwin, Houston, Jones, Monroe, Peach, or Putnam Counties in Georgia are eligible for membership.
Employers and groups
- Employees of designated Bibb Select Employee Groups (SEGs) are eligible for membership.
- Employees of Georgia Power are eligible for membership.
- Anyone working in healthcare is eligible for membership.
- Employees of Tift Regional Medical Center (including Cook Medical Center) and its associated businesses are eligible for membership.
Military, government and schools
- Employees of the Department of Corrections and some local governments are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of the Department of Corrections and the Department of Veterans Services in Hancock and Washington Counties are eligible for membership.
Family and household
- Family members (by blood, adoption, or marriage), household members of eligible persons/members, and surviving spouses of deceased members are eligible to join.
Membership information collected October 4, 2026.