Credit union · NCUA insured
Copper Basin Federal Credit Union Savings Rates
Copper Basin Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Copper Basin Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, TN, where Copper Basin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Copper Basin Federal Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Tennessee Valley Federal Credit Union
2.55%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $255
Copper Basin Federal Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Copper Basin Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Rates apply to the entire balance, not just the amount over the tier threshold. Unlimited deposits and up to 6 withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $99,999Rates apply to the entire balance, not just the amount over the tier threshold. | 0.50% | $50 | Rates apply to the entire balance, not just the amount over the tier threshold. |
| $100,000 – $249,999Rates apply to the entire balance, not just the amount over the tier threshold. | 0.75% | — | Rates apply to the entire balance, not just the amount over the tier threshold. |
| $250,000 and upRates apply to the entire balance, not just the amount over the tier threshold. | 1.00% | — | Rates apply to the entire balance, not just the amount over the tier threshold. |
Regular Shares (Savings Account)
0.05%APY
Dividends paid quarterly based on credit union earnings; calculated by daily balance method. Minimum $5 deposit for membership/ownership; $100 minimum balance required to earn interest. No maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarns interest with a $100 minimum balance. No maintenance fees. Dividends paid quarterly.$100 and up | 0.05% | $5 | Earns interest with a $100 minimum balance. No maintenance fees. Dividends paid quarterly. |
Special-purpose accounts
Christmas Club Account
0.50%APY
Funds are transferred to savings or checking account each year on Nov. 1st. Dividends calculated by daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds transferred to savings or checking account each year on Nov. 1st.Any balance | 0.50% | $50 | Funds transferred to savings or checking account each year on Nov. 1st. |
Kids Club Savings Account
0.05%APY
Dividends calculated by daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join Copper Basin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Polk County, TN, or Fannin, Gilmer, or Union County, GA are eligible to join.
Family and household
- Immediate relatives of any existing CBFCU member are eligible to join.
Cost to join
- A deposit of $5.00 is required to open a Credit Union Share (Savings) Account and establish membership.
Membership information collected October 5, 2026.