Credit union · NCUA insured
BOND Community FCU Savings Rates
BOND Community FCU’s best savings rate is 0.50% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How BOND Community FCU’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where BOND Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
BOND Community FCU
0.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $50
Share Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
BOND Community FCU savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BOND Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Escrow Savings Account
0.50%APY
No minimum balance required. Dividends compound and credit quarterly using the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compound and credit quarterly based on average daily balance for the prior quarter.Any balance | 0.50% | $50 | Dividends compound and credit quarterly based on average daily balance for the prior quarter. |
Sources (1)
- bondcu.com/rates · captured Oct 15, 2026
Share Savings Account
0.50%APY
Dividends compound and credit quarterly using the average daily balance (ADB) method. All members must keep $50 in this account at all times (equal to one share in the credit union).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends compound and credit quarterly based on average daily balance for the prior quarter.$50 and up | 0.50% | $50 | Dividends compound and credit quarterly based on average daily balance for the prior quarter. |
Special-purpose accounts
IRA Savings Account
0.50%APY
Available as Traditional or Roth IRA. Dividends compound and credit quarterly using the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAvailable for Traditional and Roth IRAs. Dividends compound and credit quarterly based on average daily balance for the prior quarter.$25 and up | 0.50% | $50 | Available for Traditional and Roth IRAs. Dividends compound and credit quarterly based on average daily balance for the prior quarter. |
Vacation & Holiday Savings Account
0.50%APY
No minimum deposit or balance required. Dividends compound and credit quarterly using the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compound and credit quarterly based on average daily balance for the prior quarter.Any balance | 0.50% | $50 | Dividends compound and credit quarterly based on average daily balance for the prior quarter. |
Youth Savings Account
0.50%APY
Available to account-holders under the legal adulthood age of 18. If the child is under a year old, credit union deposits the required $25. Dividends compound and credit quarterly using the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends compound and credit quarterly based on average daily balance for the prior quarter.$25 and up | 0.50% | $50 | Dividends compound and credit quarterly based on average daily balance for the prior quarter. |
Who can join BOND Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can become a member if you live, work, worship, or volunteer in the credit union's field of membership defined by specific neighborhoods.
Employers and groups
- You can become a member if you volunteer with or are a member of any cooperative in the Field of Membership.
- You can become a member if you are an Atlanta Habitat for Humanity homeowner, employee, or volunteer.
Family and household
- You can become a member if you have a parent, grandparent, sibling, child, spouse, or roommate who is already a BOND member.
Membership information collected October 4, 2026.