Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Florida
- 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share account establishing credit union membership/ownership with a $5.00 minimum balance. Interest compounded quarterly; dividend credited quarterly.
Offer: Interest compounded quarterly; dividend credited quarterly.
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Velocity Community Credit UnionYou Name ItSavings · $0 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: A savings account so flexible, it doesn't even have its own name – so you get to name it. Does not automatically transfer balance during the year.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for You Name It Balance APY Up to $2,499 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - Velocity Community Credit UnionSavings AccountSavings · $5 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Initial deposit of $5 represents share of ownership in the Credit Union and makes you eligible for services; one-time membership fee of $5.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $2,499 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated on the average balance method. No dividend is applied to any account that is closed prior to the posting date. Dividends are paid from available earnings.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opening a Primary Savings establishes membership with AdventHealth Credit Union. Opening deposit represents share as an owner/member.
Effective Sep 29, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Start with $10.00 ($5.00 minimum balance required plus $5.00 membership fee). $10.00 monthly inactivity fee applies unless used at least once a year or maintaining a $1,000.00 balance.
Offer: Dividends paid quarterly on balances over $100.00.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Qualifying for Kasasa Cash or Kasasa Cash Back rewards qualifies for highest Kasasa Saver rate. Requires 12 debit card purchases, e-Statements, and online banking log-in per monthly qualification cycle. Limit one account per SSN.
Offer: When qualifications are met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Jan 1, 2021
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.25% $10,000 and upYour amountWhen qualifications are met in linked Kasasa checking account; APY ranges from 0.25% to 0.16% depending on balance. 0.15%* Rate checked
More details - Hialeah Municipal Employees Federal Credit UnionShare AccountsSavings · $5 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Basic savings account that establishes credit union membership. $5 minimum share balance required. Dividends paid quarterly based on the Daily Average Balance.
Offer: Under $300 tier.
0.00% interest rate · Effective Jan 1, 2025
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $300 0.00% $300 – $2,000 0.05% $2,000 – $25,000Your amount 0.15% Over $25,000 0.30% Rate checked
More details - GTE FinancialSavings Account (Regular Shares)Savings · $5 min · 0.00%–0.50% by balance
Credit union · 24 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account / Member-Owner Share requires a $5 deposit to become a member. Balances of $100 or more earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account (Regular Shares) Balance APY Up to $100 0.00% $100 – $500 0.50% $500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Zero monthly service charges. Minimum deposit of $5 required to open and maintain membership.
Offer: Must maintain a minimum balance of $100 to earn dividends.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must use eStatements to qualify for APY. If the account does not meet the eStatements requirement, the APY will revert back to the current Regular Share account rate. Variable rate account. A monthly minimum balance fee may apply if the daily balance falls below $250.
Offer: Must use eStatements to qualify for APY. If the account does not meet the eStatements requirement, the APY will revert back to the current Regular Share account rate. Variable rate account. No minimum balance required to earn APY. A monthly minimum balance fee may apply if the daily balance falls below $250.
Qualified rate · Effective Jul 14, 2022
Rate checked
More details - Gold Coast Federal Credit UnionMain Share SavingsSavings · $5 min · 0.15%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: A $5 deposit establishes membership. Dividends calculated daily, paid quarterly. Federally insured by NCUA up to $250,000.
Offer: 12/31/2025 Declared Dividends. Dividends paid quarterly. Fees may reduce earnings.
0.15% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Main Share Savings Balance APY Up to $15,000Your amount 0.15% Over $15,000 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch