Credit union · NCUA insured
AdventHealth Credit Union
A $126.8M credit union headquartered in Altamonte Springs, FL, with 13,672 members and 2 branches in Florida. Best rates: CDs 4.25% and savings 0.80% APY.
AdventHealth Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#22 of 37 in Orlando, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AdventHealth Credit Union
Established in 1955 and chartered by the State of Florida, AdventHealth Credit Union is a not-for-profit financial cooperative owned by its member-owners.
Sponsored by AdventHealth, the credit union was formed to support AdventHealth employees in their financial endeavors.
- Headquarters
- 351 S State Road 434, Suite 1009, Altamonte Springs, FL 32714
- NCUA charter
- 67349
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Seventh-day Adventist Church in the state of Florida are eligible for membership.
- Employees of AdventHealth including its medical staff, auxiliaries, and retirees are eligible for membership.
- A Florida Seventh-day Adventist organization including its employees, auxiliaries, and retirees is eligible for membership.
Military, government and schools
- Students, faculty, or staff members of AdventHealth University are eligible for membership.
Family and household
- Immediate family members of eligible groups are eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to open a Primary Savings account as a refundable par value share establishing ownership.
Branches
2 branches in Florida
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Florida
2 branches
- AHCU - Altamonte SpringsMain office351 S State Road 434, Suite 1009, Altamonte Springs, FL 32714Directions
- AHCU - Orlando601 E Rollins St, Orlando, FL 32803Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.02% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.90% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $89 | $76 | — |
- CapitalNet worth ratio9.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.02%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$89Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AdventHealth Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.