Credit union · NCUA insured
Hialeah Municipal Employees Federal Credit Union Savings Rates
Hialeah Municipal Employees Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Accounts. Rates checked October 15, 2026.
How Hialeah Municipal Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Hialeah Municipal Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hialeah Municipal Employees Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Share Accounts
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Hialeah Municipal Employees Federal Credit Union savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hialeah Municipal Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield/High Balance Share Accounts
Up to 3.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $49,999Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. | 1.75% | — | Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. |
| $50,000 – $74,999Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. | 2.25% | — | Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. |
| $75,000 – $99,999Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. | 2.75% | — | Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. |
| $100,000 and upInitial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. | 3.25% | — | Initial deposit of $25,000. Dividends paid quarterly based on the Daily Average Balance. |
Sources (1)
- hialeahcu.org/index.php/accounts/share-rates · captured Sep 18, 2026
High Yield/High Balance Share Account
Up to 3.25%APY
Requires a minimum initial deposit of $25,000. $5 minimum share balance required. Dividends paid quarterly based on the Daily Average Balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 – $49,999 | 1.75% | — |
| $50,000 – $74,999 | 2.25% | — |
| $75,000 – $99,999 | 2.75% | — |
| $100,000 and up | 3.25% | — |
Sources (1)
- hialeahcu.org/index.php/accounts/share-accounts · captured Sep 24, 2026
Share Accounts
0.15%APY
Basic savings account that establishes credit union membership. $5 minimum share balance required. Dividends paid quarterly based on the Daily Average Balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300Under $300 tier. | 0.00% | — | Under $300 tier. |
| $300 – $2,000 | 0.05% | — | |
| $2,000 – $25,000 | 0.15% | $15 | |
| Over $25,000 | 0.30% | — |
Sources (1)
- hialeahcu.org/index.php/accounts/share-accounts · captured Sep 24, 2026
Special-purpose accounts
Infant and Child Savings Account
0.15%APY
For infants/children up to 17 years old. Requires birth certificate and parent or legal guardian to sign as joint owner. Converts to regular Savings Account when child turns 18 years old. Dividends paid quarterly (accrues monthly, based on average balance each month). No minimum daily balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Up to $2,000 tier earns 1.50% dividend. Paid quarterly (accrues monthly, based on average balance each month). | 1.51% | — | Up to $2,000 tier earns 1.50% dividend. Paid quarterly (accrues monthly, based on average balance each month). |
| $2,000 – $25,000Any amount over $2,000 to $25,000 earns 0.15% dividend. Paid quarterly (accrues monthly, based on average balance each month). | 0.15% | $15 | Any amount over $2,000 to $25,000 earns 0.15% dividend. Paid quarterly (accrues monthly, based on average balance each month). |
| Over $25,000Any amount over $25,000 earns 0.30% dividend. Paid quarterly (accrues monthly, based on average balance each month). | 0.30% | — | Any amount over $25,000 earns 0.30% dividend. Paid quarterly (accrues monthly, based on average balance each month). |
Sources (1)
- hialeahcu.org/index.php/accoun…nt-child-savings-account · captured Sep 24, 2026
Who can join Hialeah Municipal Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Hialeah, Florida are eligible for membership.
- Employees and retired employees of the City of Miami Springs are eligible for membership.
- Employees of the City of Hialeah Gardens are eligible for membership.
- Employees of the Hialeah Housing Authority who work in Hialeah, Florida are eligible for membership.
Family and household
- Family members of employees and retired employees of the City of Miami Springs are eligible for membership.
4 more ways to join
Family and household
- Immediate family members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying employment groups are eligible for membership.
Membership information collected October 5, 2026.