Credit union · NCUA insured
Hialeah Municipal Employees Federal Credit Union
A $14.1M credit union headquartered in Hialeah, FL, with 1,671 members and 1 branch in Florida. Best rates: savings 0.15% APY.
Hialeah Municipal Employees Federal Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#20 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hialeah Municipal Employees Federal Credit Union
Established in 1951, Hialeah Municipal Employees Federal Credit Union is a member-owned cooperative financial institution.
- Headquarters
- 501 Palm Ave, Hialeah, FL 33010-4719
- NCUA charter
- 7534
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Hialeah, Florida are eligible for membership.
- Employees and retired employees of the City of Miami Springs are eligible for membership.
- Employees of the City of Hialeah Gardens are eligible for membership.
- Employees of the Hialeah Housing Authority who work in Hialeah, Florida are eligible for membership.
Family and household
- Family members of employees and retired employees of the City of Miami Springs are eligible for membership.
4 more ways to join
Family and household
- Immediate family members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from the qualifying employment groups are eligible for membership.
Branches
1 branch in Florida
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Florida
1 branch
- Hialeah Mun Emp FCUMain office501 Palm Ave, Hialeah, FL 33010Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 22.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $79 | $59 | — |
- CapitalNet worth ratio22.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$79Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hialeah Municipal Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.